Money fund companies obtain income through various investment portfolios and allocate fund shares. The daily income and the daily rate of return are different. The daily income of various treasures is mixed, or one variety is higher at one stage and the other is higher at another stage.

Licaitong is a cash treasure Internet financial product launched by WeChat, which belongs to the monetary fund and is operated by Huaxia Fund.

Yu 'ebao is a cash-plus-cash Internet financial product launched by Taobao. It is a monetary fund operated by Tian Hong Fund.

Coin money treasure is a kind of money fund, which is a cash treasure Internet financial product launched by Suning Yifubao. First of all, Zero Money supported two money funds: Guangfa Fund "Tiantianhong" and Huitianfu Fund "cash treasure".

Cash treasure is a cash-for-cash Internet financial product launched by Industrial and Commercial Bank of China, and the monetary fund of ICBC Credit Suisse.

Lifelong treasure: At the end of June, 20 13, Lifelong treasure was the preferred monetary fund financing tool launched by Tian Tian Fund Network. Tian Tian Fund Network, a fund portal of Oriental Fortune Network, announced.

Monetary fund operation: fund companies obtain income through various investment portfolios and allocate fund shares. Monetary fund is an open-end fund. According to the types of financial products invested by open-end funds, open-end funds can be divided into four basic types: stock funds, hybrid funds, bond funds and monetary funds. The first two belong to the capital market, and the latter is the money market. The money fund mainly invests in bonds with a remaining maturity of less than 397 days (including 397 days), central bank bills with a maturity of less than one year (including one year), bond repurchases, bank time deposits, certificates of deposit, cash and other liquid money market instruments. Also known as "quasi-savings product", its main features are "worry-free principal, convenient demand, regular income, diary income and monthly dividend"

Second, there is not much difference in income.

The daily rate of return of money fund operation is different. In contrast, the daily income is mixed, the yield is slightly higher than 6%, and the balance treasure is slightly higher than wealth management. This figure doesn't mean anything, because it has been changing all the time. It is very likely that financial management will surpass Yu 'ebao in a few days, or a certain variety is higher at one stage and another variety is higher at another stage.

Money fund investment tools ensure that investors can cash in and provide funds in time when they want to redeem, and at the same time obtain stable investment income on the basis of low risk. Under normal circumstances, the monetary fund is maintained at a level about 65,438+00% higher than the one-year time deposit in the same period. In 20 13 years, the monetary fund's income performance is higher, which is more than 40% higher than the current one-year fixed deposit. Mainly because of the tight market liquidity, the yield of various fixed-income investment instruments has been raised. Once the market liquidity has eased, the money fund will face a situation in which the rate of return will drop and its attractiveness will drop sharply.

Generally speaking, the investment of various treasures should be homogeneous, and investors have different choices. You can also make a variety of investments, judge according to the changes in personal Internet usage habits and investment returns, and switch between investments.