At thirty, you should have a successful career. However, I almost ruined my future with my own hands.

God took me from birth to death and from death to life again. This experience is so precious to my future life. From now on, there will be no online gambling in my life. No more online loans! !

At the age of 18, I came to Nanning with this dream that was ridiculed by others.

I am alone and have no friends, so I am temporarily staying at my aunt's house.

In the next few days, I started looking for a job and renting an apartment. Since the money on hand is very limited, I can count it all on ten fingers.

So I randomly rented a cheap house, a dark single room on the first floor, for 200 a month. With water and electricity added, it was only 300 a month at most. I could barely accept it, so I rented it.

After that, I looked for a job, and my first job was as a network administrator, with a salary of 1,000 yuan. The so-called network administrator is simply a waiter. I clean the computer and the table at work. If there is a problem with the customer's computer, just restart it.

The place where I live is not far from where I work. It takes more than ten minutes to walk and it is not cost-effective to take a car.

So, my aunt gave me the first car in my life, a car that had been idle at home for a long time - a bicycle.

After a month of working, I have been lazy and sleepy, especially the night shift. After a month, my legs have become thinner and swollen. After receiving my salary in the end, I resigned directly.

After that, I changed jobs one after another, such as courier, car washer, salesperson, etc. Because of my work, I also met some friends who were more experienced and older than me.

These friends have been instrumental in my success.

I am 19 years old, have been working for a year, and have some spare money. I don’t want to live a nine-to-five life anymore.

Thinking about starting my own business and doing something big. But funds are limited and resources are lacking.

After much thought, I finally decided to start Taobao and bought a computer.

However, Taobao has only bought, not sold.

After hitting a wall everywhere, through my constant exploration, Taobao’s business is getting better and better.

I have been working on Taobao for more than a year. For more than a year, I have been alone, with a room and a computer.

Although you can make money, life is boring.

I began to re-plan my life path. I could not stay in the room all day long and only communicate without socializing. Taobao became my part-time job.

Later, I contacted a friend from my previous job, and we hit it off immediately and started a fast-moving consumer goods business. Because of the need to sell goods, I bought the third car in my life - a van.

Why the third one, not the second one. Because I already owned the second one when I was working as a courier. Electric car.

FMCG lasts three or four years. You can’t say you get rich. At least you can have three meals a day and have enough food and clothing.

After several years of hard work, my network of contacts became more and more extensive. Later, a friend who was engaged in foreign exchange futures investment found me and said that I could make money in this industry.

After I paid attention to it for about three months, I decided to invest some small money to try it.

I gathered a few friends to jointly open an account, with a starting capital of almost US$10,000.

Under the guidance of my friends, I gradually learned some investment skills. Sometimes I have friends who surpass me in technology.

After working for nearly three months, the account profit actually reached more than 800,000 US dollars. Even my friends couldn’t believe it. The starting capital of 10,000 US dollars actually increased more than 80 times in three months. Maybe I have some talent in this area.

Later, because we had money, we no longer played joint ventures together.

Several friends divided the money, and each of them got more than one million. With this money, I bought a house and replaced my car.

My ambition became even greater. At the kind invitation of my friends, we opened a studio, mainly engaged in foreign exchange futures investment.

I have been working for more than a year, and it is considered smooth sailing.

After I got rich, my heart began to expand. Spending money has become unrestrained, drinking and drinking every day, and living in a state of intoxication.

Later, at the instigation of some dog meat friends, I became obsessed with gambling. I have bet on everything from Baccarat to Beijing Racing and PC Dandan.

It was just a small gamble at the beginning. If you put in one or two thousand, you can make thousands or even tens of thousands in one go.

After getting a taste of the sweetness, I began to increase my bets.

But in a world of gambling, how many people can hold it back no matter whether they win or lose? The answer is: no.

Therefore, I became a gambler who couldn’t win enough and refused to accept the loss. I lost all my savings in half a month. .

This is just the money lost in Beijing Racing, not counting Baccarat, PC Dandan, etc. If I lose, I already doubt my life.

At this time, I had no intention of running a studio. Like all gamblers, I tried every means possible just to find gambling funds to continue to make money.

I chose to quit the studio. My friend expressed his incomprehension and tried to persuade me several times, but I was so obsessed that I couldn’t listen to it at all.

With the last remaining gambling capital, which was only tens of thousands of dollars, he continued to invest in Beijing Racing. The final result can be imagined, losing everything on the same day. .

Since I no longer have any gambling funds, I drink to drown my sorrows all day long. What I think about most every day is how to find gambling funds.

I accidentally saw some online loans for unsecured credit loans. Driven by curiosity, I clicked on them.

Online loan APPs, one after another, with a try attitude, I applied for them one by one. But the interest rates for approved applications were all ridiculously high, except for some formal online loans. But at that time, I couldn't care less about that, and I just wanted to make money.

Therefore, if you can lend money to an APP, you can get it regardless of the interest rate.

I did my own calculations and found that I have downloaded more than 60 apps in total, with quotas as large as 80,000 and as small as 1,000, and the funds in hand are nearly 200,000. With this gambling capital, I thought about this. I can definitely turn over the money if I reply.

With this money, I invested in Beijing Racing again. I started my road to making money back with full confidence. The first two days were really good and I finally won some money back.

For more than 80,000 yuan, we can see some hope. After winning for two consecutive days, I started to increase my bets, but the result was the same as losing everything. . .

This time I lost so completely that I was unable to fight back.

Thinking about the 200,000 yuan online loan, I feel so depressed. Friends who have taken out online loans all know the consequences of overdue or non-repayment, and their address book will be bombarded directly. I am no exception.

My parents soon found out about the online loan. They didn’t know why I owed so much money.

That day they ordered me to go back to my hometown to find out why I owed so much money.

I knew I had no face to face them, but I still had the courage to go home. It was dinner time when I got home, and my father called my uncle and several cousins ??over.

I don’t know what my father meant, but they didn’t mention anything about online loans during the meal.

In the end, I couldn’t resist the pressure and told them everything.

They hate me for failing to live up to expectations and risking my own future.

Our family has never had the habit of gambling since we were young. Under the education of several uncles and cousins, I realized my mistake.

My father just shook his head helplessly, put the bankbook in front of me, and said only: Take it to pay off the debt, and the rest will be used as your starting capital. I just hope you will not gamble in the future.

Looking at the bankbook, I saw 300,000 yuan. This is my parents’ lifetime savings. By this time I was in tears.

I promised my father that I would never gamble again in the future.

With the help of my parents, I paid off all my loans.

This experience made me more mature. I decided not to gamble anymore and returned to my old business with the remaining funds.

I reopened my account and earned back the 200,000 I owed in half a year.

This money belongs to the parents. I thank them for giving me a chance to live again. .

Gambling is boundless, and online loans have a deadline.

This experience is so precious to my future life - from now on, I will never have online gambling in my life, and I will never need online loans again! !

Friends who are still stuck in it, wake up, your life cannot withstand such a torment.