1. How does the People's Bank of China deal with illegal fund-raising? The People's Bank of China shall clean up and pay off the creditor's rights and debts formed by illegal fund-raising activities by institutions engaged in illegal financial business. Once illegal financial institutions are banned, the approval department, competent unit or establishment unit shall be responsible for organizing the liquidation of creditor's rights and debts; If there is no examination and approval department, competent unit or formation unit, the local government shall be responsible for organizing the liquidation of creditor's rights and debts. On the basis of further strengthening supervision, the People's Bank of China will do a good job in identifying and banning all kinds of illegal financial business activities. All illegal financial business activities and illegal financial institutions, once discovered, are immediately submitted to the public security organs for investigation and punishment according to law and announced to be banned. No financial institution may provide services such as account opening, settlement and loan for illegal financial business activities and illegal financial institutions. What has been provided must be stopped and corrected. Two. Related Classification According to the relevant provisions of the Notice on Further Combating Illegal Fund Raising (Yinfa [1 999] No.289), "illegal fund raising" can be summarized as: (1) absorbing funds by issuing securities, membership cards or debt certificates. It is common to issue or issue certificates of rights such as stocks, bonds, lottery tickets and investment funds in the name of futures trading and pawn, or illegally raise funds. Illegal fund-raising by claiming shares, participating in dividends, entrusting investment, entrusting financial management, etc. Illegal fund-raising through membership cards, membership cards, seat cards, discount cards, consumption cards, etc. (2) Divide real estate, real estate and other assets into equal parts, and raise funds at high interest rate by selling their shares. ⊙ The latest change is: illegal fund-raising by selling its share and promising to sell it for leaseback, after-sale repurchase and regular rebate. (3) Illegal fund-raising in the form of folk clubs. ⊙ Recent changes: using underground banks to raise funds. (four) illegal fund-raising in the form of signing economic contracts such as commodity distribution. ⊙ Common ways are: selling and leaseback, repurchase and transfer, developing members, joining businesses and illegal fund-raising by "quick points method". (5) Issuing lottery tickets or issuing them in disguised form to raise funds; (six) illegal fund-raising in the form of pyramid schemes or secret series; (7) illegal fund-raising in the form of orchard or manor development. For example, illegal fund-raising in the name of planting, breeding, project development, manor development, ecological and environmental protection investment, etc. (eight) the use of modern electronic network technology to build "electronic stores", "electronic department stores" and other "virtual" products to invest in entrusted operations, repurchase and other illegal fund-raising acts. (nine) illegal fund-raising by setting up investment funds through the Internet; (10) Illegal fund-raising in the form of "electronic gold investment". The People's Bank of China will step up publicity, stay away from illegal fund-raising and curb illegal fund-raising activities in the bud. It is precisely because some lawless elements take advantage of our eagerness to invest and make profits, successfully carry out various illegal fund-raising, disrupt the social and economic market order, and cause various adverse effects, so we should restrain ourselves all the more.