Why is it said that you should never borrow money for stock trading? Stock market lending is commonly known as "borrowing money for stock trading". It means that investors borrow capital from others or brokers to operate stocks. The individual bears the profits and losses, usually as a margin. form, and pay corresponding interest to others or securities companies. At present, there are two main types of stock market borrowing, one is financing from securities companies, and the other is private borrowing money from securities accounts for stock trading. Borrowing money to speculate in stocks is widely accepted by investors because of its high returns, but at the same time, it is widely criticized because of its high risks. Dialectically speaking, stock market lending increases the wealth effect of the stock market due to its expanded leverage effect and can bring multiple returns to investors. It is deeply loved by some stock market master players. In addition, in the bull market, the majority of retail investors They often complain about the shortage of funds and miss many opportunities; on the other hand, stock market borrowing may also allow retail investors to take greater risks, and may cause more losses in a bear market. Therefore, many experts recommend that junior retail investors and investors who have lost money in the stock market for a long time should not borrow money to trade in stocks; and in a bull market, or when opportunities arise, it is not a bad idea for stock market experts to try stock market borrowing to obtain more income. Private stock market lending is widely loved by investors because of its advantages such as no guarantee, no mortgage, no qualification review, high leverage ratio, convenience and speed.