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How do empty nesters provide for the aged and manage their finances?
How do empty nesters provide for the aged and manage their finances? According to statistics, empty-nest families account for half in China and 70% in big cities. How should empty nesters take care of themselves?

As for how the empty nesters provide for the elderly and share their worries for their children, I believe that the empty nesters mainly aim to improve their quality of life and manage their finances rationally.

1, reasonably arrange leisure time

Empty nesters generally have a certain amount of savings and pension, and their children are married, so they don't have to worry about it and can spend their time on things they like. For example, you can take part in some group activities for the elderly, such as traveling and climbing mountains, or take part in some interest classes for the elderly, such as musical instruments, calligraphy and painting, to enrich your later life. Being happy every day is the most important thing.

2. Leave enough family emergency reserve fund.

With the increase of age, the elderly are more likely to have diseases and accidents, so empty nesters must keep enough emergency reserve funds for themselves. For this part of the funds, it is suggested to reserve them in the form of demand or cash in case of emergency, so that they can be easily accessed at any time. If there is a balance, you can also choose the fund to vote.

3. Appropriately increase financial planning.

After retirement, the income of the elderly is only pension, but it costs more. In order to maintain the previous quality of life, we must appropriately increase financial planning and increase income. The older you get, the less risk you have in choosing. Like empty nesters, try not to choose high-risk investment methods, such as stocks, futures and foreign exchange. And choose a low-risk financial management method.