Another method, money market fund, has an annual income equal to or greater than 3.5% of one-year time deposit, and the principal is risk-free. If the annual interest rate is 4%, and 3500 yuan is invested in the fund every month for 24 months, the due principal income is 89 107.2 yuan, and the total due income is 5 107.2 yuan.
The third method, method 2+ bank financing, can basically raise 50,000 yuan by investing in the goods base 1 year for two months, buy RMB wealth management products from the bank for 360 days, with a yield of 4.5%, and continue to invest in the goods base for the rest. This method can earn hundreds of dollars more than method 2, but it is also locked for 2 months.
This is the financial management method that I have come up with to completely guarantee the safety of the principal. Because investment is regular, risk = income. If you want to pursue the biggest gain, you should be prepared to face the biggest loss. There is no risk to reach 90,000 yuan (annualized 4%) in two years, but it will reach 6,543.8+10,000 yuan (annualized 654.38+ 02%), which is bound to bear the risk of losing several thousand yuan.
I hope I can help you. Jesus loves you!