The fund is a long-term investment. If you buy and sell funds with a mentality of several months or a year, it is very risky. Remember, investment is definitely risky, and whether you can make money depends on the probability.

The performance of funds varies greatly in different periods. Holding two points, the performance of the fund depends on China's economy. The longer the investment time, the lower the risk.

If you are optimistic about China's economy for a long time and can persist in fund investment for five years, you can consider index fund, namely index ETF, and basically choose with your eyes closed. The overall difference will not be great. Pick big fund companies for Huaxia 300 and Guangfa 300.

Can persist in investing for 2 or 3 years, want to earn some money for traveling and shopping, buy a established fund or choose a good fund manager, such as Huaxia Bonus (fixed investment), Harvest Theme, and Yifangda Growth.

If you want to make money this year, you should pay attention to the great risks. I am optimistic about funds that invest in small and medium-sized stocks, such as Huaxia small and medium-sized ETF (on-site buying) and E Fund small and medium-sized ETF.