In this era of national financial management, fund investment has become the first choice for young people, with low investment threshold, simple operation and not particularly high risk. Investment funds are generally 10 yuan start. When choosing a fund, you will generally see the accumulated net value of the fund. So, is the cumulative net worth high or low? Let's take a look together.

Is the accumulated net value of the fund high or low?

Generally speaking, the accumulated net value of the fund is greater than or equal to the net value of the fund. If the unit net value of the fund is very low, but the accumulated net value of the unit is very high, then the fund has paid dividends in the past, and its data reflects historical performance. The higher the cumulative net value of the fund, the stronger its management ability and the continuity of its performance, so the higher the stability of the fund.

When the cumulative net value of a fund is equal to the net value of the fund, it means that the fund has no dividends, but it does not mean that the fund is not good. Users can judge the ability of the fund manager through other funds managed by the fund manager when choosing fund investment. Generally speaking, a good fund manager can bring good benefits to users. Secondly, we need to pay attention to the investment direction of the fund, which can also judge the future trend of the fund.

To judge the quality of a fund, we need to analyze it from many aspects, such as the fund's operating conditions, past performance, fund managers, stock market conditions and so on. Most funds contain stock assets, and the trend of stocks will directly affect the trend of fund net value. In addition, when choosing a fund to invest, users should first understand basic fund knowledge, such as the classification of funds. Different types of funds correspond to different investment risks, and different fund redemption rules are also different. Common fund types are: hybrid fund, stock fund, bond fund, hedge fund, futures fund, index fund and QDIF fund. Trust funds, etc.

To sum up, if the fund Xiaobai doesn't know how to spread the risk of fund investment, he can try the method of fixed investment of the fund, and he can choose daily fixed investment, fixed investment on a certain day, monthly lamp holder and so on. Long-term fund purchase can reduce the holding cost, and after the fund rises, it can gain income by selling, and finally the investment needs to bear certain risks. All of the above are about "how do investors choose whether the accumulated net value of funds is high or low?" I hope it helps you.