R stands for security risk calculation function, which has five grades, from 1 to 5, and the risk increases gradually. 2R in Bank of Communications Finance is the internal rating of Bank of Communications, which is agreed in the product manual.

1R Be cautious (only low-risk wealth management such as capital preservation can be purchased).

2R is robustness (medium and low risk, non-guaranteed financial management).

3R balance (medium risk, floating return).

4R aggressive (medium and high risk, such as stocks).

5R radical type (high risk such as futures).

Investors will make a risk disclosure before buying, and then they can buy wealth management according to their risk tolerance.