1R Be cautious (only low-risk wealth management such as capital preservation can be purchased).
2R is robustness (medium and low risk, non-guaranteed financial management).
3R balance (medium risk, floating return).
4R aggressive (medium and high risk, such as stocks).
5R radical type (high risk such as futures).
Investors will make a risk disclosure before buying, and then they can buy wealth management according to their risk tolerance.