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What does it mean that China Merchants Bank can borrow money in advance by credit card?
Credit card advance of China Merchants Bank refers to the advance of cash through online banking or telephone, and the required funds can be transferred to China Merchants Bank Card in my name in real time (the account opening documents of credit card and card must be the same). Supplementary cardholders can borrow cash in advance by telephone, but not through online banking.

Extended data:

Referred to as cash advance, it means that cardholders use credit lines to overdraw cash withdrawal. Prepaid cash will receive overdraft interest from the bank bookkeeping date. Credit card advance cash limit refers to the maximum amount that cardholders can withdraw cash by using credit cards through ATM and other self-service terminals. At the same time, it should be clear that the withdrawal limit and credit limit of credit cards are different.

Credit card withdrawal amount is the maximum amount of cash that can be withdrawn through your credit card with the approval of the bank credit card center, and the withdrawal amount is included in the credit limit.

Although you can withdraw cash by credit card, please don't use the cash advance function in non-emergency situations, because the cost of using the cash advance function by credit card is very high.

References:

Baidu Encyclopedia _ Credit Card Advance Cash