What are the fixed income + funds? Which investors are suitable for fixed income + funds? The word fixed income + appears more and more frequently. The fixed income + fund we often hear actually re
What are the fixed income + funds? Which investors are suitable for fixed income + funds? The word fixed income + appears more and more frequently. The fixed income + fund we often hear actually refers to an investment strategy. The investment strategy is divided into two parts, one part is invested in bonds, etc. Fixed-income assets have a relatively high allocation ratio and belong to the fixed-income part, striving to obtain stable basic income. Part of them is invested in equity assets such as stocks and stock index futures. The allocation ratio is relatively low and belongs to the + part, which is used to enhance returns. The market does not yet have a clear definition of fixed-income + funds. Among the various types of funds we commonly see, which ones are fixed-income + funds? Fixed income + funds are generally divided according to the type and proportion of the equity investment part. Secondary bond funds can invest in convertible bonds and secondary market stocks, with a maximum equity asset position of 20%. Debt hybrid funds can participate in new investments and invest in derivatives such as stock index futures and treasury bond futures. The maximum stock position will not exceed 40%. Among FOF funds, debt-oriented ordinary FOF and pension FOF can also be included in the category of fixed income + funds. Which investors are suitable for investing in the many fixed income + products? Generally speaking, fixed income + products are both offensive and defensive, and have strong adaptability to the market. In terms of risk and return characteristics, the risk and return are higher than bond funds, but lower than stock funds, making them relatively stable investment products.
If you have certain investment needs, but are relatively risk-averse, and use bank time deposits, large certificates of deposit, bank financial management, and monetary funds as the main financial management methods, in order to outperform inflation, and want to start investing in fund products, then you can focus on Consider fixed income+ products