② No false balance sheet, income statement, etc. shall be provided to the lender. Or conceal important facts;
(3) Do not engage in equity investment with loans, unless otherwise stipulated by the state;
(four) shall not use loans to engage in securities and futures speculation;
(5) Except for borrowers who have obtained the qualification of real estate business according to law, they may not lend money to engage in real estate business, and borrowers who have obtained the qualification of real estate business according to law may not lend money to engage in real estate speculation;
6. Do not use loans for borrowing to obtain illegal income;
⑦ Do not use foreign currency loans in violation of the provisions of the State on foreign exchange control;
(8) Do not defraud loans by fraudulent means.
(3) Lender
Lenders refer to financial institutions legally established in China to engage in loan business.
Lender's rights:
(1) Have the right to require the borrower to provide information related to the loan;
(2) Have the right to decide whether to lend, loan amount, term and interest rate according to the borrower's conditions, independently review and decide the loan according to the loan conditions and loan procedures, and have the right to refuse any unit or individual to forcibly issue loans or provide guarantees, except for specific loans approved by the State Council;
(3) Have the right to know the production and business activities and financial activities of the borrower;
(4) Have the right to collect the loan principal and interest from the borrower's account according to this contract;
(5) If the borrower fails to perform the obligations stipulated in the loan contract, the lender has the right to require the borrower to repay in advance or stop paying the loan that the borrower has not used;
⑥ When the loan will suffer or has suffered losses, measures can be taken to protect the loan from losses according to the provisions of the contract.
Obligations of the Lender:
(a) announced the types, duration and interest rate of operating loans, to provide advice to borrowers;
(2) the credit content of the public loan review and the conditions for issuing loans;
(3) Deliberating the borrower's loan application, and promptly replying whether to lend money, in which the short-term loan reply time shall not exceed one month, and the medium-and long-term loan reply time shall not exceed six months, unless otherwise stipulated by the state;
(4) Keep the borrower's debt, finance, production and operation confidential, unless it is inquired according to law.