After all, the fund market is constantly fluctuating, so although the fund's fixed investment is suitable for long-term investment, investors should also choose to redeem it when the market position is high and the income is considerable after holding it for a period of time.

Simply put, it is to learn to take profit in time. Otherwise, if we don't find the right time to redeem, if the market falls behind, we will wait until then to redeem.

Even if it is held for a longer time, the income will obviously be greatly reduced.

If you want to make a fixed investment in the fund, you must buy it in batches, collect chips and share the cost for a period of time, and then find the right time to redeem it according to the market situation.

If you don't know when it is a good time to redeem, you can also set the income target directly before the fund's fixed investment begins. Once the income reaches the target,

Then, regardless of whether it will rise later, it will be redeemed in time, and then a new round of fixed investment will begin. When you set the income target, you'd better take into account the fund type, asset allocation, market environment and other factors, rather than "greedy".

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

According to different standards, securities investment funds can be divided into different types:

1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

4, according to the different investment objects, can be divided into stock funds, bond funds, money market funds, futures funds, etc.

manipulative skill

Look at the market outlook before operating.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

Switch to other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.