"Golden Carp Loan" is a certain mortgage-free and guarantee-free credit line granted by Quanzhou Bank to applicants who have continuously paid the housing provident fund for six months or more to meet their personal and family consumption during the credit period. Can be used for car purchase, travel, wedding, home improvement, education, medical beauty and so on. The credit line and loan interest rate are subject to the final approval result. The loan funds shall not be used to purchase real estate, and shall not be used in investment fields prohibited by the regulatory authorities, including but not limited to investment transactions such as stocks, foreign exchange, futures, funds and gold trading.

The credit loan condition of Quanzhou Bank Golden Carp Loan Provident Fund: 1, with full capacity for civil conduct, at least 22 years old, with males not exceeding 60 years old and females not exceeding 55 years old. 2. The applicant is a permanent resident of Xiamen and has a household registration or residence certificate. 3. The applicant has a stable income. 4, continuous payment of provident fund for 6 months or more. 5. The applicant's personal credit record is good and there is no overdue record. 6. Other conditions required by Quanzhou Bank.