What is HuaXia Current Account
HuaXia Current Account is an investment and financial management business. You have to judge this by yourself. Investment is risky and financial management should be cautious.
What kind of fund is HuaXia Deposit Connect?
HuaXia Deposit Connect is connected to a monetary fund - HuaXia Cash Increase, code 003003.
If you don’t understand anything We sincerely welcome inquiries; if you are lucky enough to be helped, please adopt it in time! Thank you!
What is the difference between China AMC Fund’s Current Pass and China AMC Cash Increase
The essence of China AMC’s Current Pass is to purchase China AMC Cash Increase Monetary Fund through direct sales on the fund company’s website.
This is not the only way to buy Huaxia Cash Gain Monetary Fund, but can also be purchased through banks, securities firms, and third-party platforms that have signed agreements.
The most important thing is to purchase the current account of China Asset Management through direct sales. If it is a bank card designated by the official website, it can support redemption T+0 and receive it into the account. However, buying currency funds through agency sales is basically the same at present. Unable to realize redemption T+0 to account
It is not easy to code, please adopt it if it helps, thank you
What is the fund of Huaxia Deposit Connect and what are the risks
Buying Huaxia Current Deposit is equivalent to buying Huaxia Cash Increased Interest Rate Monetary Fund. The risk of currency funds is very small. The interest rate is several times higher than that of demand deposits. It is also very convenient to deposit and withdraw. It is the same as Yu'e Bao. It is basically nothing. There are no risks, so you can buy it with confidence (but you must first confirm whether the software is an APP product of China Asset Management)
When will the Huaxia Current Account be profitable?
The time limit for the return of funds transferred from ChinaAMC Current Account:
From 15:00 on Friday to 15:00 on the next Monday, the income will start to show on Tuesday, and the income will start to show on Wednesday;
From 15:00 on Monday to 15:00 on Tuesday, it will transfer to Wednesday Earnings will start to appear, and the income will begin to show on Thursday;
From Tuesday 15:00 to Wednesday 15:00, income will start to appear on Thursday, and the income will start to show on Friday;
Wednesday 15: 00~Thursday 15:00 will be transferred to Friday and the income will start to show, and the income will start to be displayed on Saturday;
Thursday 15:00~Friday 15:00 will be transferred to the next Monday to start to have income, and the income will start from the next Tuesday Show earnings.
Current Account is a cash account launched by China Asset Management with income far exceeding that of current accounts and fast and flexible fund withdrawals. Depositing into a current account is equivalent to purchasing the Huaxia Cash Interest-increasing Monetary Fund, which can obtain benefits that far exceed current savings. Moreover, users can withdraw money at any time without any fees. It also supports free credit card repayments, mortgage and car loans, and inter-bank transfers. and other functions.
Is HuaXia Deposit Connect safe?
Relatively safe (in theory, every investment and financial product has risks):
HuaXia Deposit Co., Ltd. is a currency fund investment variety.
Monetary fund operation: Fund companies obtain income through various investment portfolios and allocate fund shares. Currency funds are an open-end fund. According to the types of financial products invested by open-end funds, open-end funds are divided into four basic types: stock funds, hybrid funds, bond funds, and currency funds. The first two The first category belongs to the capital market, and the latter category is the money market. Monetary funds mainly invest in bonds with remaining maturities within 397 days (including 397 days), central bank bills with maturities within one year (including one year), bond repurchases, bank time deposits, large certificates of deposit, cash and other good liquidity money market instruments. Also known as "quasi-savings products", its main features are "worry-free principal, current convenience, regular income, daily income, and monthly dividends"
There are certain risks in money fund investment. But compared to other investment methods, the risk is still relatively small. The risks of money market funds arise from changes in the short-term bonds they invest in and market interest rates. When market interest rates suddenly change and the interest on short-term bonds changes accordingly, the fund fails to make timely adjustments, causing its overall income to fall. There is also a risk that comes from competition in its own industry. Its daily seven-day annualized rate of return is calculated based on the price that is most beneficial to the fund company in the yield curve of that day. Causes the difference between quoted income and actual income.
Generally speaking, money market funds may suffer principal losses when the following two conditions are met at the same time: first, the market yield rises sharply in the short term, resulting in a sharp drop in bond prices; second, currency The fund had a large redemption at the same time and could not hold the bonds whose prices had dropped to maturity, resulting in actual losses after selling the bonds. According to relevant calculations, the possibility of a single-day principal loss in a money market fund is very small (0.06117%). If it is held for a week or a month, the probability of principal loss is close to 0. As the holding period extends, the probability of loss due to market risk will be reduced to very low. According to regulations, domestic monetary funds are not allowed to invest in stocks, convertible bonds, corporate bonds below AAA, etc., so the probability of credit risk is even lower.
Is there any risk in ChinaAMC Current Trading?
ChinaAMC is very stable, but the money comes slowly
I bought ChinaAMC Current Trading and it hurt me< /p>
Huaxia Deposits is a money fund with a very low interest rate, which is similar to other money funds. The basic annual rate is about 4%.
The word "suffering" mentioned in the question is biased. Because the configuration of each fund is different, securities investment funds can be divided into different types according to different standards:
(1) According to whether fund units can be added or redeemed, they can be divided into open funds end-end funds and closed-end funds. Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities firms, and fund companies. The fund size is not fixed; closed-end funds have a fixed duration and are generally listed and traded on securities exchanges. Investors pass Fund units are bought and sold in the secondary market.
(2) According to different organizational forms, they can be divided into corporate funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund. my country's securities investment funds are all contract funds.
(3) According to different investment risks and returns, they can be divided into growth, income and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.
Investment is a science that deserves to be understood in depth. Only if you choose the wrong fund, there is no wrong fund. There should be no problem with Huaxia’s quick redemption, and the money will arrive very quickly even on weekends and holidays.
If you know Huaxia Deposit Pass, please come in
Hello, in theory, the daily compound interest of Yu’e Bao is better than the monthly compound interest of Deposit Pass.
But if it is not super large amount, the actual difference is negligible. The daily income of 10,000 yuan Yu'e Bao is just over 1 yuan, so the difference in daily income between 10,001 yuan and 10,000 yuan must be accurate to the number of decimal places, that is, there is not much difference between 10,500 and 10,000. So of the two, whichever one you think is better or more convenient, just buy that one without having to think about it too much
The second question: The current account is settled monthly, and there is a carryover date every month. The income carry-forward date is different for each monetary fund. There are those at the end of the month, the beginning of the month, and the middle of the month.
If the redemption is not on the income carry-forward day, if the entire redemption is made, the principal and Any uncarried-over earnings will be redeemed together.
In case of partial redemption, the uncarried-over earnings will still be transferred to the account on the monthly earnings carry-forward date.
Coding is not easy. If you can help, I hope you can adopt it. Baidu knows that the total points of the fund rank third, csdx7504