Usually, the second-class bank card refers to the bank's second-class account bank card, which is a classification of bank cards. Class II bank cards are used for daily financial management, investment and other consumption. The transaction amount of Class II bank card is limited, so you cannot transfer money to an unbound account. The second bank card is an electronic card.

How to upgrade the second-class bank card to the first-class bank card?

If you want to upgrade from a second-class bank card to a first-class card, you must go to a bank outlet to handle it. At the same time, you need to bring the user's ID card and bank card. A bank can only have one first-class card. If there is no first-class card under the user name, you can upgrade the second-class card to the first-class card.

There is no limit on the first-class card, and there is a limit on the second-class card. The daily capital inflow and outflow amount is 1 10,000 yuan, and the annual capital amount shall not exceed 200,000 yuan. Moreover, there are some restrictions on the binding of Class II cards with securities, funds, futures and other accounts.