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Is the essence of Internet finance Internet or finance?
1. The essence of Internet finance is finance, and the Internet is a tool. Upgrade financial products and services through tools.

2. Internet finance is finance that uses the spirit or thinking of the Internet, but it is not divorced from the essence of finance. Internet only changed the way of financial services, but did not create a new financial model.

3. Internet finance is a financial activity based on Internet thinking and Internet technology. It is the cross-border and integration of the Internet and finance. It is both a process and a result, and it is still not divorced from the essence of finance.

Expansion: Finance has an evolutionary path, namely internet plus. In the final analysis, Internet finance and traditional finance both sell financial products and services, and the essence is the same. Therefore, the Internet finance business is about finance, not the Internet.