How to return a China Merchants Bank credit card

The head of the household can call China Merchants Bank customer service number in person. In order to ensure the security of your credit card account, please pass the identity verification and select "More Services" for transfer. Manually cancel the card for you. To cancel a business credit card, you need to contact the company to apply for a special business processing form.

Things to note when canceling a credit card

1. After canceling a credit card, please cut off the magnetic stripe of the card and dispose of it properly.

2. After logging out, you can still log in to online banking to view your account information, and the original card can still receive repayments or refunds. Please pay attention to whether the credit card debt has been paid off.

3. If you want to activate the use of a credit card in the future, you can contact the customer service hotline to apply.

4. There is no handling fee for canceling a credit card, and it will not affect the use of other cards that have not been cancelled. How to cancel the CCB credit card

First of all, the cardholder needs to clarify the reason for canceling the card to the customer service and fill in the corresponding application form for canceling the credit card. After the customer service verifies the cardholder's identity information, the card can be canceled. However, if there are arrears on your credit card, including annual fees, handling fees, etc., you must pay off the corresponding arrears before you can cancel the card.

Currently, CCB credit card users can also directly call the CCB credit card hotline (redirect to manual) or dial (redirect to credit card customer service). After being connected, directly submit a card cancellation application to the customer service. And provide your relevant identity information so that customer service can verify the information.

Generally speaking, when a cardholder applies to cancel the card, customer service will advise you to continue using it. So if you really want to cancel your CCB credit card, you must have a tough attitude. After the customer service has verified the credit card and cardholder information, the card cancellation business can be processed.

Canceling a CCB credit card is very simple. As long as there is no outstanding balance in your credit card account, you can use a landline to call the CCB Credit Card Center at 400-820-0588 or 95533 (redirect to the Credit Card Center) to cancel the card. business. Customer service staff will handle the card cancellation procedure for you after verifying your personal information and account information. There is no handling fee for card cancellation.

Bank of Communications credit card refund issue

No fees required! However, your card has already incurred an annual fee in the second year. The first year's annual fee is waived when you apply for the card, and the next annual fee is waived by swiping the card 6 times. You have already incurred an annual fee, so the money has been deducted from your credit card. So, if you want to cancel the card, you must first pay off the money in the credit card, go to the ATM to check the balance, pay back the difference, and then call customer service to cancel the card

When canceling the card, the bank The staff will advise you not to cancel the card. Anyway, stick to your wishes and cancel it! In the end, he sold it to you! China Merchants Bank Credit Card Replacement

Hello, I don’t quite understand what you mean. Could you please explain further.

If the card is damaged and replaced, and the credit card cannot be used due to damage, breakage, blurred signature, demagnetization of the magnetic strip, etc., you can log in to the public/professional version of online banking and click "Card Management" - "Card Damage" Reissue”.

If the card is reported lost and replaced, the cardholder should report the loss immediately if the credit card is lost, stolen or in the possession of others. The risk of misappropriation after a credit card is reported as lost is borne by the bank. Non-password consumption within 48 hours before the loss is reported is covered by card loss protection according to specified rules. If the card is not reported lost in time, the risk will be borne by the customer. To report a loss, please call the credit card customer service hotline 4008205555, select "2#" and transfer to the customer service specialist. It takes 2 working days to make a new card after reporting the loss, and it will be sent by Rufengda free express delivery (within about 1 week), or you can choose EMS express delivery (within about 48 hours) for only RMB 20 express fee, and the loss report fee And the courier fee will be included in the next bill.

If the card is expired and the card is expired, our bank will usually send a card replacement notification text message to the cardholder when the validity period of the credit card is approaching, and proactively send the cardholder a new card without any formalities. If the old card type has stopped being issued, other card types will be issued after expiration. The main cardholder should follow our bank's text message or email instructions to log in to online banking to select an alternative card type or cancel the issuance of the new card. To change your student card when it expires or transfer after graduation, please follow our bank’s text message or email instructions to log in to online banking immediately. The online banking operation is in Card Management-YOUNG Card Management. Usually, a new card will be sent to you at the end of one month before the credit card expires, and it will be sent by registered mail. Generally, the registered mail will be sent within 15 days. How to change the currency of China Merchants Bank's credit card?

If you want to change the currency of your China Merchants Bank credit card, you have to apply for a credit card in other currencies, or you can apply for a full-currency credit card. How to withdraw cash with China Merchants Bank credit card?

What question are you asking? Is it Alipay or credit card?

The extra money in your credit card is called overpayment. You can only apply to the customer service of China Merchants Bank to withdraw the money. It is allowed to be transferred to any bank's debit card. There is a handling fee. I forgot how much. It is charged based on the percentage of the amount, but it is capped at 50 yuan.

Alipay cannot be withdrawn by recharging with a credit card.

How about China Merchants Bank Credit Card?

Welcome to pay attention to China Merchants Bank Credit Card. The basic functions of credit cards are the same, including card consumption, domestic and overseas online payments, cash advance, installment payment, credit card points, accumulated credit, and most A 50-day interest-free period, etc. Different offers and promotions will be launched from time to time for different credit cards. Since personal preferences are different, it is recommended that you choose according to your own preferences. If you need to know the details of the credit cards currently launched by China Merchants Bank For information, please log in to the credit card website, click "Credit Card Application" and select the card you are interested in. How to earn points with China Merchants Bank Credit Card?

Accumulate points for spending with China Merchants Bank credit cards, and earn 1 point for every RMB 20/USD 2 spent in a single transaction.

Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50% of the points will be given (the points value is rounded up to an integer), but the validity period is 2.5 to 3 years.

Cardholders of YOUNG Card, Sina Weibo Credit Card, and GQ Card who use this card to make purchases in their birthday month will be awarded an additional 1x points, up to a maximum of 2,000 points. How to get a loan with a China Merchants Bank credit card

Credit card application conditions:

You must hold a China Merchants Bank credit card personal card master card and all-in-one card and maintain a good card usage record. If you currently only hold a commercial card, business card, purchasing card, ANA guaranteed card or supplementary card, you cannot apply for cash installment at the moment.

Friendly reminder: The above are the necessary conditions for applying for cash installment. Whether the final application for cash installment is approved depends on the comprehensive evaluation results of China Merchants Bank Credit Card Center.

Credit card application method:

1. Credit card online application process

1. Log in to credit card online/mobile banking and select the "Instalment Financial Management" interface

2. Enter "Cash Installment - Installment Application", enter the transfer card number, application amount, select the use of funds and the number of installments

3. Enter the query password, the system will review it in real time, and the application will be released immediately< /p>

2. Telephone application process

1. Call the customer service hotline and press 9 after completing the identity verification to transfer to manual service

2. Inform the customer service specialist of the application amount and installments number, debit card number and fund purpose

3. The system will review in real time, and the application will be released immediately

Credit card application amount:

Currency: RMB

Minimum single application amount: 2,000 yuan

Cumulative maximum application amount: 50,000 yuan

Transfer account: CMB All-in-One Card user under your own name

Credit card charging standards:

Period 3 6 10 12 18 24

Single period handling fee 0.95% 0.8% 0.75% 0.75% 0.75% 0.75%

More Various installments are available, and handling fees will be charged in installments. The total principal amount of the installment is amortized evenly on a monthly basis, and the remainder is included in the last installment. The installment amount of each installment and the handling fee of each installment are recorded at the same time.

Usage of funds:

The funds applied for cash installment shall not be used for investment (including but not limited to house purchase, stocks, futures and other equity investments), and can only be used for consumption ( Including but not limited to decoration, home appliances, weddings, car purchases, student aid, travel, medical care, etc.). How to unfreeze a China Merchants Bank credit card

If it is a China Merchants Bank credit card, you need to determine the reason for the freeze. If it is frozen after reporting a loss, it cannot be unfrozen at present. If it is frozen due to arrears or counterfeiting, since Baidu is a third-party public network platform, we cannot directly verify your actual personal information. Please call China Merchants Bank customer service hotline 5---enter the account opening certificate number#- --- Query the password and enter the manual to help you further determine whether the freeze can be lifted.