2. ICBC: One of ICBC's own brand gold bars is "Jin Ruyi". Take 50 grams of Ruyi gold bars as an example. The official selling price of ICBC is 17 169.00 yuan, which is converted into
3. Agricultural Bank of China and Bank of China: Agricultural Bank's own brand gold bars are "handed down treasures", with 20g, 50g and 100g.
China's four major banks, workers and peasants build enterprises. In the four major banks, the products offered are different. China Bank provides precious metal trading in accounts, including gold, silver, platinum and palladium, in which the gold business in accounts can be extracted in kind according to the process. The other three banks offer physical gold products. Which gold bar is good depends on the purpose of investors' purchase. If they simply invest in gold bars, the first choice is the bank. The products in the bank are different from those sold in the gold shop. They are all processed and include the cost of production. From another point of view, physical gold is not suitable for cash withdrawal, but only suitable for collection.
The investment varieties in the gold market are mainly divided into physical gold investment and gold investment derivatives derived from physical gold. Derivatives mainly include gold futures and gold options, and physical gold investment mainly includes gold bars, coins and gold ornaments.
From the perspective of value orientation, gold ornaments are mainly reflected in the ornamental value. Due to the high processing cost and technical cost and the profit demand of the enterprise itself, the price is higher than that of gold raw materials, and the premium will generally exceed 20%. Gold ornaments will face a high discount when they are realized, and the discount rate will often exceed 30%. If gold ornaments are directly sold back to general gold shops, their prices will be far lower than those of the same gold content in Shanghai Gold Exchange in the same period.