All loans will be subject to additional interest. In serious cases, the use of the loan will be stopped.

The "General Rules of Loans" have corresponding provisions:

Article 71 If the borrower has any of the following circumstances, the lender will charge additional interest on part or all of the loan. ; If the circumstances are particularly serious, the lender will stop paying the borrower's unused loan and withdraw part or all of the loan in advance:

1. Failure to use the loan for the purpose specified in the loan contract.

2. Using loans to make equity investments.

3. Using loans to engage in speculative operations in securities, futures, etc.

4. Failure to repay the principal and interest of the loan as stipulated in the loan contract.

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Extended information:?

Relevant legal provisions of the "General Rules for Loans":?

Article 21 Guarantee institutions Those who have participated in entrepreneurship training at the entrepreneurship training institution designated by the municipal labor and social security department, completed the entrepreneurship plan and passed it after expert argumentation, can appropriately lower the counter-guarantee threshold when applying for small loans.

After the guarantee agency repays the loan project, the municipal and district labor (security) departments and handling banks should work together with the community (including the acceptance and recommendation departments such as workers, youth and women) to take effective measures to actively carry out debt recovery Work. For borrowers who maliciously evade debts, the guarantee agency may file a lawsuit with the People's Court in accordance with the law.

Article 22: When the balance of guaranteed loans provided by a guarantee institution approaches or reaches 5 times the principal of the guarantee fund, an early warning notice shall be issued in a timely manner to the financial department, labor and social security department, and handling bank.

Baidu Encyclopedia - "General Rules for Loans"