Legal analysis: employees' running water cannot be checked, and bank running water can only be checked by themselves or authorized by judicial organs.

Legal basis: People's Republic of China (PRC) Commercial Bank Law.

Twenty-ninth commercial banks should follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors when handling personal savings deposit business.

Commercial banks have the right to refuse any unit or individual to inquire, freeze or deduct personal savings deposits, except as otherwise provided by law.

Article 30 A commercial bank has the right to refuse any unit or individual to inquire about unit deposits, except as otherwise provided by laws and administrative regulations; Have the right to refuse any unit or individual to freeze or deduct, except as otherwise provided by law.