Using the investment and networking of bank savings microcomputer, directly or indirectly participate in the settlement of securities transactions, expand the radiation of banking business, and promote its penetration into the securities industry through underwriting, underwriting and issuing securities and stocks. The advantages of the two industries complement each other and develop harmoniously, so as to jointly promote the shareholding system reform of state-owned enterprises in China and realize the long-term goal of long-term coexistence and common development. China's direct financing institutions and indirect financing institutions are properly separated and gradually integrated. It not only has objective possibility, necessity and operability, but also has extremely important practical significance.
1. Measures for the coordinated development and gradual integration of the two industries should first have perfect legislative, judicial and financial administrative supervision, establish the position of the central bank in financial management, adjust the position and role of the securities industry in time, objectively evaluate the position and role of the securities industry, and gradually relax the restrictions on banks engaging in securities investment business. Gradually implement loan securitization and revitalize the assets of loan banks. Using the investment and networking of bank savings microcomputer, directly or indirectly participate in the settlement of securities transactions, expand the radiation of banking business, and promote its penetration into the securities industry through underwriting, underwriting and issuing securities and stocks. The advantages of the two industries complement each other and develop harmoniously, so as to jointly promote the shareholding system reform of state-owned enterprises in China and realize the long-term goal of long-term coexistence and common development. China's direct financing institutions and indirect financing institutions are properly separated and gradually integrated.
2. It not only has objective possibility, necessity and operability, but also has extremely important practical significance. Background: With the new technological revolution and the surging wave of financial innovation, international capital flows are becoming more and more active, and the global connection of financial markets is becoming stronger and stronger. Driven by internal and external pressures, financial management authorities in various countries have carried out major reforms in their own financial systems, one of which is to break the separation boundary between commercial banks and securities industry, and there has been a trend of integration of banks and securities industry.
3. The separation or integration of banks and securities is one of the basic characteristics of the financial system. In the world, there are two main business relations between the banking industry and the securities industry: one is the combination of the two industries represented by Germany; The other is the two industrial separation modes represented by the United States and Japan, which have experienced the process of integration and separation and have a trend of integration.