(1) bank time deposit, low risk and low return.

(2) Money funds and all kinds of treasures, features: no threshold, low risk, higher income than time deposits.

(3) Bank wealth management products, characterized by low risk and higher income than time deposits.

(4) Bonds, national debt, features: low risk, low yield.

(5) Stocks and futures are characterized by high risks and high returns.

(6) The fixed investment of the fund is characterized by high risks and high returns.

(7) Credit, features: high risk and high return.

(8)P2P online lending is characterized by high risks and high returns.

Financial management refers to:

(1) Financial management (property and debt) aimed at preserving and increasing the value of property.

(2) Financial management is divided into enterprise financial management, institutional financial management, personal and family financial management, etc. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

1. You can deposit your money in the bank and deposit it on a fixed deposit, so it won't be so easy to spend, and you need a plan.

2. Save unnecessary consumption and save some money.

According to the plan, work out how much you expect to spend every month, and save the rest.

4. If you beat yourself, you can save money. There are many ways, but the most important thing is to rely on personal self-discipline.