1, bank card limit.
2. The bank card may be subject to risk control because it has not been used for a long time, so I need to take my ID card and card to the counter for risk control.
3. Credit cards with bad records. In the case of overdraft card, the overdraft time is long, even if the money has been paid off, this may happen.
4. The silver card has expired or reported the loss.
5. The trading system determines that there are risks.
The solution to this situation: When the status of the bank card is abnormal, you should call the customer service hotline of the bank issuing bank in time to describe the abnormal phenomenon to the human customer service staff and consult the reasons and solutions of the abnormal phenomenon. If the normal state of the bank card cannot be restored by telephone, the cardholder should bring his valid ID card and bank card to the bank outlet as soon as possible, and solve the abnormal phenomenon under the guidance of the counter staff. The reasons why the bank card is abnormal may include: too many password errors are temporarily frozen, it has not been used as a dormant account for a long time, and frequent large transactions are listed as abnormal by the bank.
Legal basis:
Measures for the supervision and administration of credit card business of commercial banks Article 49 The issuing bank shall establish operating rules for credit card activation and check the identity information of credit card holders before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated. The new card, lost card, damaged card and expired card must be activated before the cardholder can use it. Article 59 The issuing bank shall provide 24-hour loss reporting service, promptly accept the cardholder's application for loss reporting through business outlets, customer service telephones or electronic banks, and take corresponding risk control measures.