Insurance is the most basic, stable, and necessary. It can guarantee your "basic" future, because insurance does not need to be repaid against debts. All other assets can be auctioned to repay debts, but insurance Need not.

Then you can make some risky fund investments. As long as you choose the sector, it is still good. The last step is investment. Choose a good company or enterprise to invest in, or the school should be the best, private school ~ stable and long-term ~