According to Article 40 of the Measures for the Administration of RMB Bank Settlement Accounts, if an individual bank settlement account pays more than 50,000 yuan to his bank settlement account, he shall provide the following payment basis to his bank: (1) Salary agreement and list of payees.
(2) Award-winning certificate.
(three) proof of the labor contract between the press, publication, performance organizer and other units and the payee or the individual.
(4) A certificate that a securities company, a futures company, a trust and investment company or a lottery issuing or underwriting department has paid or refunded a natural person.
(5) Agreement on transfer of creditor's rights or property rights.
(Brother Liu) Loan contract.
(7) Certificate of insurance company.
(eight) the certificate of the tax collection and management department.
(nine) purchase and sale of agricultural and sideline products and training contracts.
(10) Proof of other lawful funds.
Personal transfer can be handled through online banking or bank counters, or through mobile banking. However, when transferring money through mobile banking, you must fill in the transfer information carefully. Generally, by searching the account name and filling in the company or organizational unit, the private transfer to public can be completed.
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1. There is no limit on the amount of public transfer by private individuals. No matter what kind of private transfer, the bank will limit the single transaction, and the maximum transfer amount in one day will also be effectively limited. You can't transfer as much as you want. Different transfer methods will lead to differences in the transfer amount, and you need to consult the bank for details.
2. Pay attention to the security of online payment environment when transferring money from private account to corporate account through online banking. First of all, the computer should be disinfected to prevent the network from leaking personal account information. It is best to transfer money on the computer, so as to ensure the security of the account.
3. If inter-bank transfer is involved, you can choose mobile banking or online banking for transfer, so the handling fee will be more favorable. The handling fee is half of the transfer through the mobile banking or online banking counter.
Matters needing attention
1. To handle the company transfer in ICBC, the required materials include transfer cheque, ID card of the agent and bill of entry.
2. When filling in the above elements in the transfer cheque, be careful not to write down the wrong date and amount. The name, date and amount of the payee shall not be altered, and the altered cheque shall be invalid.
3. If you receive a check, you need to go to the bank for deposit procedures and fill out a deposit slip.
If the check is paid voluntarily, you should also fill in the bill when you go to your bank.