Second, this insurance was paid in 10, and it is guaranteed to be 75 years old.
In other words, the annual payment of 10W requires continuous payment of 10 years. Instead of what you said, cross 10W. Please be clear about this.
Third, the proportion of dividends returned each year is 20% of the single-year payment.
In other words, in the first year, you paid 10W and returned 2w; In the second year, you paid 10W, and only 2W was returned to you. All the way back to 75 years old.
If you pay 10W in the first year of this insurance, you need to pay 10W continuously, that is,10w.
Take your father's 50 years old as an example. If he spends two weeks a year, he can reach the age of 75, that is, two weeks * 25 years =50W.
When you die, 100W will refund you.
I have this idea, that is, after 100 w 25 years, can the deposit bank get 50W?
This insurance is very stressful. If your father mistakenly thinks that one-time sex 10W is enough, it will be in trouble, and your family's life will almost be ruined. Who can save 10W every year? It's no use throwing it there.
Of course, there are still many capable people. It is easy to save 10W. But it is also a kind of heart disease.
If you take it out, it will pay 10W a year, and it is estimated that even 4W will be counted.
I suggest you consult again. It is not easy for the elderly to save 10W.
I suggest you sum up your opinions at any time and call his customer service number for consultation.