Personal credit report, also known as personal credit report, has the same meaning, but the name is different. Personal credit report is a document that records personal credit information issued by the Credit Information Center of China People's Bank. It can help financial institutions to quickly understand personal credit status.
Personal credit is very important in today's society. For people with bad credit records, employers often consider it when recruiting.
Personal credit report plays an important role in many fields except applying for mortgage and credit card from banks. Without a good personal credit record, many things may not be done.
When looking for a job, some units changed the political examination materials into personal credit reports, especially in banking, insurance, securities and other industries. Most of them require personal credit reports when recruiting. Some enterprises also require applicants to provide personal credit reports when recruiting financial personnel. Stock index futures investors also need to provide personal credit reports when applying for opening an account. In order to understand the credit situation of the parties involved in renting a house and prevent the risk of renting a house, some lessors have asked the lessee to show their personal credit reports. This move is mainly to let renters prove that they are more honest. First, they will not intentionally damage the facilities in the house, and second, they will not evade the rent.
Personal credit report inquiry has been networked nationwide. Personal credit reports can be found at any inquiry point in China, without going back to the place where the account is located. At present, there are four ways to query credit reports:
1. I bring my ID card to the nearest personal credit report inquiry outlet, select the counter or self-service terminal for inquiry, and I can get it immediately.
2. I carry my ID card to the credit management department of the local people's bank for inquiry, that is, check.
Third, you can use the computer: macbookpromos 14, open google version 92.0.4515.131,and directly log in to the Credit Information Center of the People's Bank of China, official website, for inquiry. After my real name is registered and verified, I submit an inquiry application and usually get a credit report the next day.
4. Inquire in online banking or mobile banking of commercial banks.