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Traffic accident liability identification and insurance claims can add points!
Explain the landlord's traffic accidents in the order of problems as follows:

1. When reversing, the traffic behavior of reversing after confirming safety violates Article 50 of the Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China. (If there is no direct causal relationship between other traffic violations of the landlord and the accident) It is a unilateral fault that leads to the accident. According to the first paragraph of Article 46 of the Traffic Accident Handling Procedure, the truck shall bear the responsibility.

If the landlord's statement is true, he thinks there should be no problem for the other party to reverse.

The other party should have obvious responsibility.

4. If there is a direct causal relationship between the landlord's traffic violation and the accident, he will bear secondary responsibility at most. Driving on the highway is about the right of way. When reversing, the other party should let the normal vehicles go first.

The claim procedure of the same insurance company is simpler, and all of them are paid by the insurance company. According to Article 76 of the Road Traffic Safety Law of the People's Republic of China, if a motor vehicle accident causes personal injury or property loss, the insurance company shall make compensation within the limits of compulsory motor vehicle third-party liability insurance; The insufficient part shall be liable for compensation in accordance with the following provisions:

In the event of a traffic accident between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility according to their respective fault proportions. (The maximum amount of property loss of compulsory third party liability insurance is 2000 yuan, and the maximum amount of medical expenses is 10000 yuan)

6. Ensure that the procedures are complete and everything is in accordance with legal procedures.

7. 1200 yuan shall not exceed the liability limit. It doesn't matter which side pays. Whoever wants to pay the most, who takes the invoice issued by the medical institution, will bear the responsibility in the end.

8. According to Article 47 of the Procedures for Handling Traffic Accidents, the traffic administrative department of the public security organ shall make a road traffic accident determination within 10 days from the date of on-site investigation. In the meantime, the landlord can wait for the accident to be handled until the public security traffic management has made and served the road traffic accident confirmation, and can consult the traffic administrative department. After receiving the confirmation of road traffic accidents for three days, if there is any objection to the confirmation, you can apply for reconsideration to the public security traffic management department at the next higher level; Both parties may apply to the traffic administrative department for mediation within 10 days after receiving the Letter of Confirmation of Road Traffic Accidents. If both parties wish, they may request the traffic administrative department for mediation or bring a lawsuit directly to the people's court. After the vehicle is damaged by the insurance company, it can be repaired. It is best that both parties are present, otherwise there will be disputes in the future. )