The so-called finance is simply the financing of funds, that is, the study of the relationship between money and money, which is strictly defined as follows:

Finance is the general name of currency circulation, credit activities and related economic activities. Finance in a broad sense refers to all economic activities related to the issuance, storage, exchange, settlement and financing of credit currency, even including the sale of gold and silver. Narrow sense of finance refers to the financing of credit currency.

The contents of finance can be summarized as the issuance and withdrawal of money, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, the issuance and transfer of securities, insurance, trust and domestic and foreign currency settlement. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies and securities companies, as well as credit cooperatives, finance companies, investment trust companies, financial leasing companies, securities, gold and silver, foreign exchange exchanges and so on.

The financial industry refers to special enterprises dealing in financial commodities, including banks, insurance, trusts, securities, leasing and pawning.

The financial industry has the characteristics of index, monopoly, high risk, interest dependence and high debt management. Indicators mean that financial indicators reflect the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy. On the one hand, monopoly means that the financial industry is strictly controlled by the central bank, and no unit or individual may set up financial institutions at will without the approval of the central bank; On the other hand, it refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance. High risk means that the financial industry is a distribution center for huge amounts of money, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect". Interest dependence means that financial interests depend on the overall interests of the national economy and are greatly influenced by policies. High-debt management means that the proportion of self-owned funds is lower than that of general industrial and commercial enterprises. Zhang Yun Finance will answer your questions.

What industries does the financial industry include?

Financial industry refers to banks and related fund cooperatives, as well as insurance industry. Except for industrial economic activities, all other economic-related activities are financial industry.

Financial industry refers to a special industry dealing in financial commodities, including banking, insurance, trust, securities and leasing.

Finance is everywhere and has formed a huge system. The scope, branches and contents of finance are very extensive, such as currency, securities, banking, insurance, capital market, derivative securities, investment and wealth management, various funds (private placement and public offering), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management and so on.

What is the concept of financial industry?

Financial industry refers to banks and related fund cooperatives, as well as insurance industry. Except for industrial economic activities, all other economic-related activities are financial industry.

Definition of financial industry: financial industry refers to a special industry that deals in financial commodities, including banking, insurance, trust, securities and leasing.

Characteristics of financial industry

The financial industry has the characteristics of index, monopoly, high risk, interest dependence and high debt management.

1, indicative

Indicators mean that financial indicators reflect the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy.

2. Monopoly

On the one hand, monopoly means that the financial industry is strictly controlled by the central bank, and no unit or individual may set up financial institutions at will without the approval of the central bank; On the other hand, it refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance.

3. High risk

High risk means that the financial industry is a distribution center for huge amounts of money, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect".

4. Interest dependence

Interest dependence means that financial interests depend on the overall interests of the national economy and are greatly influenced by policies.

5, high debt management

High-debt management means that the proportion of self-owned funds is lower than that of general industrial and commercial enterprises. The financial industry plays an important role in the national economy, which is related to economic development and social stability, and has the functions of optimizing the allocation and adjustment of funds, reflecting and supervising the economy. The unique position and inherent characteristics of the financial industry make all countries attach great importance to the development of their own financial industry. China has a process of understanding and developing this. In the past, China's financial industry developed slowly and irregularly. After more than ten years of reform, the financial industry is developing at an unprecedented speed and scale. With the steady growth of economy and the deepening of economic and financial system reform, the development prospect of financial industry is very broad.

The emergence and development of financial industry

The financial industry originated in the Babylonian temple in 2000 BC and the Greek temple in the 6th century BC. From the 5th century BC to the 3rd century BC, money dealers and commercial institutions like banks appeared in Athens and Rome. In Europe, modern banks developed from currency exchange and goldsmith. The earliest bank appeared in Venice, Italy (1580). 1694, Britain established the first joint-stock bank-the Bank of England, which established the most basic organizational form for the development of modern financial industry. Since then, the financial industry in capitalist countries has developed rapidly, which has greatly promoted the accumulation of capital and the concentration of production. 19 at the end of the 20th century, major capitalist countries entered the stage of monopoly capitalism. The mutual penetration of bank monopoly and industrial monopoly capital centered on credit activities forms financial capital, which controls the lifeline of capitalist economy. The starting point of China's financial industry can be traced back to the institutions dealing with credit business in the Zhou Dynasty before 256 BC, which were called "Quanfu" in Zhou Li. In the Southern Qi Dynasty (479 ~ 502), there appeared an institutional "quality bank" that used the collected objects as collateral to lend money, which was later the pawnshop. At that time, it was run by temples, monopolized by nobles in the Tang Dynasty, and private banks appeared in the Song Dynasty. At the end of the Ming Dynasty, private banks (called banks in the north) were once the main body of the financial industry, and later, private banks, official private banks and other financial institutions appeared one after another. Due to the long-term feudal rule, modern banks appeared late in China. After the Opium War, foreign banks began to enter China, and the earliest one was Li Ru Bank of England (1845). Subsequently, Macquarie Bank (Standard Chartered Bank) and HSBC Bank, Dehua Bank of Germany, Zhengyin Bank of Yokohama, Japan, Oriental Bank of Credit Suisse Bank of France and Dawson Bank of Russia were established one after another. The first bank founded by China people was China Commercial Bank established by 1897. After the Revolution of 1911, especially after the beginning of the First World War, China's banking industry began to develop rapidly, and banks gradually became the main body of the financial industry, while banks and banks retreated to a secondary position and gradually declined. The development of China's banking industry basically promotes the development of national capitalist industry and commerce. This shows the close relationship between finance and industry and commerce, and its important influence on the national economy. After a long historical evolution, the modern financial industry has changed from a relatively simple form in ancient society. & gt

What are the three major financial industries?

Banking, insurance, securities industry

1. A bank is a financial institution engaged in monetary credit business, and acts as a credit intermediary by issuing credit currency, managing currency circulation, regulating capital supply and demand, and settling money deposits and loans. Banks are the main body of modern financial industry and the hub of national economy.

2. Insurance refers to the business in which the funds collected through contracts are used to compensate the economic interests of the insured. The insurance market is a place where insurance is bought and sold, that is, both parties sign insurance contracts. It can be a centralized tangible market or a decentralized intangible market. According to the different subject matter of insurance, insurance can be divided into two categories: property insurance and personal insurance.

3. The securities industry refers to a specialized industry engaged in securities issuance and trading services, and is one of the basic components of the securities market. It is mainly composed of stock exchanges, securities companies, securities associations and financial institutions. And provide services for the securities trading of both parties, promote the efficient issuance and circulation of securities, and maintain the operating order of the securities market.

What does the financial industry include?

Hehe, this problem is neither too big nor too small.

The financial industry should be subdivided into the following specific industries:

1, banking (including commercial banks, central banks, policy banks, credit cooperatives, urban cooperative banks, etc. )

2. Securities industry

3. Insurance industry

4. Trust industry

5. Fund industry

6. Credit companies

7. Investment banking

8. Pawnbroking is one of the special financial industries.

9. Futures barely count.

What does industry co-ordinate enterprises mean?

A self-built basic definition of interest protection system in an industry, including medical care and pension.

Social security is actually a kind of overall arrangement mechanism established by people in the whole society, and industry overall arrangement is a kind of overall arrangement mechanism established within a certain industry with different scope.

Industry overall planning is generally more flexible and higher than the standard of social overall planning.

The general trend should be that there is no overall industry planning step by step.

At present, there are railways and electricity as a whole, and the rest are uncertain.

What kinds of jobs are there in the financial industry?

Financial industry refers to banks and related fund cooperatives, as well as insurance industry. Except for industrial economic activities, all other economic-related activities are financial industry. Financial industry refers to a special industry dealing in financial commodities, including banking, insurance, trust, securities and leasing.

Mankind has entered the financial age and society. So finance is everywhere, forming a huge system. The scope, branches and contents of finance are very extensive, such as currency, securities, banking, insurance, capital market, derivative securities, investment and wealth management, various funds (private placement and public offering), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management and so on.

What jobs are there in the financial industry?

The financial industry is divided into four categories: banking, securities, insurance and other financial activities, and their specific positions are listed under these categories ... financial industry.

banking

Senior management/operation, banking/finance, investment/financing/guarantee/wealth management,

CEO, president, director, partner, branch, branch manager, bank/finance/finance manager, risk control/foreign exchange trading, fund management/transaction management, asset management/asset evaluation, credit management/credit investigation, etc.

stock market

Securities/foreign exchange/futures, risks/funds, consultants/consultants.

Securities/foreign exchange/futures manager, securities/futures/foreign exchange broker, securities analyst, media analyst, property right transaction, stock/futures trader, risk/fund management, fund manager, fund product development, fund sales and other positions.

insurance industry

types of insurance

Insurance business manager, insurance agent, insurance consultant, financial planner, insurance underwriting, insurance claims and other positions.

Other financial activities

Project management, financial translation, financial law, marketing, administrative personnel, etc.

Project director, project specialist, project manager, translator, legal adviser, lawyer, paralegal, legal specialist, marketing manager, marketing specialist, market analyst, researcher, sales, customer representative, administration, personnel, front desk, assistant, clerk and other positions. There are specific details. I hope this information is useful to you.

What is the insurance industry?

When it comes to insurance, we must first establish a correct concept. Insurance is a service industry and a cause of conscience. How can I put it? Because insurance is mostly for others, such as life insurance, life insurance and auto insurance. No one wants an accident. If it is inevitable, they hope to have a perfect care for their families afterwards. Generally, the biggest accident is death, but others still have to survive. At this time, insurance can play its greatest role, because there is no way to make up for it mentally, but at least it can be guaranteed materially and in life, which is the greatest benefit of the insurance industry. Insurance has covered all unexpected situations, so you won't panic if something goes wrong. The insurance market has yet to be developed. The insurance industry must move towards a sincere cause. Those who can gain a foothold in the insurance industry are truly outstanding. Insurance is really learned and has a sincere but not hypocritical heart. Nowadays, insurance companies often set up scholarships to give substantial encouragement to the next generation of policyholders. This is another advantage of insurance. Warm service is true. Nowadays, some women often engage in sideline business in their spare time, and the insurance industry with less time and higher wages has become the industry they want to join. In the process of joining, mostly because of having new friends, the performance in the first month is not bad, but there will always be a day when the network is exhausted; At this time, you must take part in more club activities and expand your interpersonal relationship as much as possible. You must care about him from time to time, make friends with your heart, and then introduce him to those among your friends who really need insurance. Therefore, engaging in insurance is a prerequisite. Before accepting your job, you must make your friends accept your people. If you know your industry first, people will inevitably feel excluded in advance and think that you are here to make his money. As a result, it will be difficult to promote business. Taking building trust as the first insurance is a benign cause. If we look at it from another angle, insurance is really a benign cause, and engaging in insurance is not only for earning kickbacks, but really for the benefit of prospective policyholders. "If something really happens, and this person just bought insurance from you, I think you will feel gratified, because you let him and his family live a quiet life in the future. If you hadn't insured him at that time, he might be at a loss and your sense of accomplishment would be great. Another purpose of insurance is to gather the small strength of the public and help everyone who can get the greatest substantive response in trouble. In foreign countries, there is even an unemployment benefit system to prevent the poor from starving and freezing, but the system in Taiwan Province Province is still immature, which is the direction we must work hard to develop our country in the future. No matter what industry you are engaged in, you need to go all out to make some achievements, especially in the insurance industry.

What are the financial industries?

According to the industry classification standard issued by the National Development and Reform Commission, the financial industry includes banks, securities companies, insurance companies, trust and investment companies, trust companies and subsidiaries of other financial units. Cross-industry subcategories are engaged in activities such as banks, securities brokerage institutions (including securities business departments), securities investment (including self-operated business of brokers), insurance, trust, venture capital, industrial investment, etc. Their subsidiaries should be divided into different industries.

Sixty-eight

banking

68 1

68 10

central bank

Refers to the activities of specialized financial institutions that manage financial activities and formulate and implement monetary policies on behalf of * *.

◇

Including:

-China People's Bank Head Office;

-Branches of the People's Bank of China at all levels.

682

6820

commercial bank

Refers to the activities of wholly state-owned commercial banks, joint-stock banks, city commercial banks, city credit cooperatives and rural credit cooperatives.

◇

Including:

-Financial activities of wholly state-owned commercial banks (China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank);

-Financial activities of branches of wholly state-owned commercial banks;

-Financial activities of joint-stock commercial banks and their branches;

-Financial activities of city commercial banks and their branches;

-Financial activities of agricultural commercial banks and their branches;

Financial activities of rural credit cooperatives and their branches;

-Activities of financial institutions established in China by foreign banks.

◆

Excluding:

-The management activities of bank financial assets are listed in 74 12 (Investment and Asset Management).

689

6890

Other banks

Refers to policy banks.

◇

Including:

-Financial activities of national policy banks (China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank);

-Activities of financial institutions of national policy banks in various places.

Sixty-nine

stock market

Refers to the investment and trading activities of securities such as stocks, bonds and futures.

69 1

69 10

Securities market management

Refers to the management and supervision of the securities and futures markets.

◇

Including:

-Management activities of the state securities regulatory agency;

—— Management activities of the dispatched offices of the State Securities Regulatory Commission (local securities regulatory offices, offices and special commissioners' offices);

-Activities of stock exchanges;

-activities of commodity futures trading places.

◆

Excluding:

-Securities business department and futures trading business department, listed in 6920 (securities brokerage and trading).

692

6920

Securities brokerage and trading

Refers to the trading agency activities of securities and futures brokerage institutions; Activities such as securities and fund management; Management activities of the securities business department.

◇

Including:

-Securities trading agency activities of securities companies;

-futures trading agency activities of futures brokerage companies;

-Fund management activities of fund management companies;

-Activities of the securities business department and the futures trading business department;

-Activities of securities registration and settlement institutions.

◆

Excluding:

—Stock exchanges (Shanghai, Shenzhen) and futures exchanges, listing 69 10 (securities market management);

-Self-investment trading activities of securities companies are listed in 6930 (securities investment);

-Independent or major securities underwriting activities are listed in 6930 (securities investment).

693

6930

investment securities

Refers to the investment activities in securities markets such as stocks, funds, bonds and futures. Including the self-investment activities of securities companies (brokers) and the securities investment activities of other enterprises and natural persons. This category also includes securities underwriting service activities.

◇

Including:

Specialized in investing in stocks, bonds, futures and other securities;

Specializing in the investment activities of funds;

-spot trading of securities, securities repurchase and other activities;

-underwriting, consignment and resale of securities;

-Other securities investment activities (such as financial derivatives investment).

◆

Excluding:

-Securities business departments established by securities companies (brokers) in various places are listed in 6920 (securities brokerage and trading);

-Industrial investment activities of subsidiaries and branches of securities companies (brokers) in non-financial markets (such as investment companies)

Real estate, telecommunications, manufacturing, etc. ), included in the corresponding industry category;

-Trust management activities of assets and funds entrusted by subsidiaries (subsidiaries and branches) of securities companies (brokers) are listed in 7 1 10 (Financial Trust and Management);

-Securities consulting and analysis activities undertaken by subsidiaries (subsidiaries and branches) of securities companies (brokers) are listed in 6940 (Securities analysis and consultation);

-Project planning, project financing, financial consultancy, enterprise merger, reorganization, listing and other venture capital activities. The businesses undertaken by subsidiaries (branches) of securities companies (brokers) are listed in 74 12 (investment and asset management ..... >; & gt