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The significance of securities lending
First of all, the pilot of securities lending business will accelerate the structural differentiation of investors, and the power of institutional investors in the market will become increasingly strong. The birth of stock index futures has given institutional investors a short weapon and changed the living environment of small and medium-sized investors in the A-share market. The introduction of securities lending has once again added short-selling tools to institutional investors, making it more difficult for small and medium-sized investors to make money. With the refinancing business, institutional investors can not only make money by idling the underlying securities, but also short stock index futures while shorting individual stocks, avoid market risks through diversified trading strategies and earn excess returns. The increase of securities lending, stock index futures and short-selling weapons has brought double profit opportunities to institutional investors, but it has completely subverted the A-share profit model that small and medium-sized investors are used to and rely on the stock market to make profits. Retail investors will gradually be marginalized in the era of short selling, and balanced institutional investors will become the main investors in the stock market. The A-share market is expected to gradually realize the transformation from the retail era to the institutional era.

Secondly, the pilot of securities lending business will accelerate the change of investors' investment concept. Speculation is the biggest feature of investors in the A-share market, which even makes the A-share market win the reputation of "casino". Although the prevalence of speculation has the immaturity of investors and the market itself, it is also closely related to the lack of short-selling mechanism of individual stocks. In the absence of short-selling mechanisms such as whitewashing statements and manipulating performance, investors who follow the trend can still get returns through the wealth effect in stock price rise, thus strengthening the concept of speculation. After the launch of securities lending business, more and more companies like Muddy Waters will make a living by investigating and digging up the problems of listed companies. Overvalued stocks will attract short sellers, and the valuation of listed companies is expected to become reasonable. Once there is a money-making effect of securities lending, short selling will be highly sought after, and short-selling thinking will subvert the deep-rooted long-term thinking in the A-share market, thus forcing investors to change their investment philosophy. Although this process will not happen overnight, the development trend is irreversible.

Thirdly, the pilot of securities lending will also bring about the return of the value of the underlying securities, which will lead to the adjustment of the stock price structure in the long run. How big is the A-share price bubble? According to an expert not long ago, the A-share market "even if it falls above 1000, more than 70% of the stocks still have no investment value", which shows that the adjustment of A-share price structure has a long way to go. However, in the absence of short-selling mechanism for individual stocks, even if the stock price is overvalued, it is difficult to squeeze out the bubble. After the pilot of securities lending business, there is no need to worry about chips when shorting individual stocks, and the long and short power of the underlying securities will undergo fundamental changes. Although the underlying securities initially entered the pilot only covered 90 large-cap blue-chip stocks in Shanghai and Shenzhen stock markets (50 in Shanghai stock market and 40 in Shenzhen stock market), the number of securities companies participating in the pilot lending business, the number of underlying securities and the number of loanable securities are limited, and the era of large-scale and all-round short selling of individual stocks has not yet arrived. However, the establishment of the short-selling mechanism of individual stocks has taken a far-reaching step after all. I believe that after accumulating experience and successfully piloting, the number of stock targets and securities lending targets will expand and the market will become increasingly active; The expansion of underlying securities and securities lending targets will inevitably greatly facilitate investors to short individual stocks, thus accelerating the adjustment of A-share price structure in the continuous improvement of short-selling mechanism. Among them, large-cap blue-chip stocks with relatively balanced institutional strength, reasonable valuation and stable performance have experienced the baptism of margin financing and securities lending in recent years, and their performance will be relatively stable, and the possibility of being shorted by securities lending is very small, which is why blue-chip stocks were selected as the underlying securities for refinancing and securities lending at the initial stage of the pilot; However, once some small-cap stocks with higher valuation in GEM and SME board can be refinanced, their share prices will face greater adjustment pressure, although the funds diverted from the market will still speculate on these stocks before they become the underlying securities for refinancing. ?