Legal analysis: 1. Varieties covered by policy agricultural insurance: the pilot varieties are rice, corn, cotton, soybean, wheat, rape, fertile sows and cows. Of course, each province can increase or decrease the variety of coverage according to the specific situation of agricultural development in this province. 2. Policy agricultural insurance responsibility: crop insurance responsibility is the loss caused by irresistible natural disasters to the insured crops; The insurance liability of aquaculture is the direct death of the insured individual caused by major diseases, natural disasters, accidents and forced culling. 3. Insurance amount and rate of policy agricultural insurance: The insurance amount of planting industry is based on the direct materialized costs (including the costs of seeds, fertilizers, pesticides, irrigation, mechanical farming, plastic film, etc.) during the growth period of the insured object; Aquaculture insurance amount is the physiological value of the insured individual (including purchase cost and feeding cost).

Legal basis: Article 2 of the Regulations on Natural Disaster Relief follows the principles of people-oriented, government-led, hierarchical management, social mutual assistance and self-help of victims.

Notice of China Insurance Regulatory Commission on Standardizing the Management of Policy Agricultural Insurance Business (II) Further strengthen the product filing management 1, and implement the principle of "two-level development, one-level management and two-level filing" for policy agricultural insurance products. That is, products involving two or more provinces (autonomous regions and municipalities) shall be filed with the CIRC by the head office of the insurance company; Products involving only one province (autonomous region or municipality) shall be filed with the local insurance regulatory bureau by their provincial branches after approval by the head office. 2. When filing policy agricultural insurance products, the company shall submit the materials stipulated in the Measures for the Administration of Insurance Clauses and Insurance Rates of Property Insurance Companies, as well as the underwriting claims management system, reinsurance arrangements and other materials. 3, in the same area, the same category of agricultural products, the same company shall not use two or more policy agricultural insurance products at the same time.