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Ebright has always promoted value-added services

You can block information related to Everbright Bank, or you can call Everbright to complain. Everbright will sell insurance, installments, etc. Just ask them to turn off value-added services.

China Everbright Bank is a medium-sized bank with excellent quality. The most well-known brand of China Everbright Bank is Sunshine Financial Management. In 2009, the fee income from financial management business was 676 million yuan, with a compound growth rate of 89.6% in the past three years. The suspension of bank-trust cooperation will have little impact on its financial management business and net profit.

The word "financial management" first appeared in the early 1990s, according to statistics from Zhongyin.com Data Center. With the expansion of China's stock and bond market, the increasingly abundant commercial banks and retail businesses, and the overall income of citizens rising year by year, the concept of "financial management" has gradually become popular. Personal financial management varieties can be roughly divided into personal asset varieties and personal liability varieties. Funds, stocks, bonds, deposits, life insurance, gold, online loans, etc. belong to personal asset varieties; while personal housing mortgage loans and personal consumer credit belong to personal asset varieties. It is a type of personal debt.

At present, the domestic institutions that can provide customers with financial services mainly include banks, securities companies, investment companies, economic management companies, etc.

1. Bank financial management

Currently, the financial products provided by commercial banks in my country are divided into three categories: capital-guaranteed fixed-income products, capital-guaranteed floating-income products and non-capital-guaranteed floating-income products.

2. Securities company financial management

Securities financial management generally includes stocks, funds, commodity futures, stock index futures, foreign exchange futures, etc. Individual or institutional investors can according to their different needs and investment preferences Choose from different financial tools.

3. Investment company financial management

Investment company financial management generally includes trust funds, gold investment, jade, jewelry, diamonds, etc. It requires a relatively high starting capital and is suitable for high-end financial managers.

4. APP financial management

Currently, there are a series of APP financial management methods on mobile phones, with zero starting capital and suitable for all people.