Compared with actuaries and financial analysts, financial analysts are better employed. Financial analysts are paid much more than actuaries for the simple reason. Mainly due to the differences in industries, financial analysts generally work in bank securities, and their wages are naturally higher. The wages in first-tier cities are generally around 200,000; Actuaries all serve insurance companies, mainly engaged in the calculation of insurance premiums, compensation reserves, dividends, insurance amounts, pensions, annuities, etc. The salary is relatively low. The salary of fresh graduates in first-tier cities is generally around 6.5438+0.5 million.

There are two kinds of financial analysts:

One is called quantitative analyst, which processes the transaction data of various financial markets (especially A-share market and stock index futures) and obtains its internal laws by analyzing the data; Mining, exploring, researching and developing various effective trading strategies, and analyzing operability.

Another kind of industry analyst, whose main responsibility is to investigate listed companies, analyze the prosperity of the industry, and give the company value analysis report by using financial model and valuation model. For example, a master of economics works in a fund company and can engage in industry analysis.

CFA holders have different salaries according to the nature of their jobs.

According to international standards, the average annual salary of CFA holders ranges from $665,438+0,265,438+00 (assistant financial analyst) to $65,438+045,865,438+00 (chief financial analyst). The salary range of CFA holders is mainly divided into the following ranges according to their job functions:

Portfolio Manager: 59,492-65,438+062,747 USD/year;

Financial analyst: 40,801-95,414 USD/year;

Investment analyst: 44347- 1 1.7280 USD/year;

Senior financial analyst: 40,801-95,414 USD/year;

Chief Financial Officer: 74,922-239,545 USD/year.

Comparison of working hours between financial analysts and actuaries

Financial analysts work an average of 40 to 50 hours a week and have more than 20 paid holidays every year, so they will not be forced to work overtime. Financial analysts don't work all the time, nor do they devote their lives to their work.

Actuaries spend less time in the office than financial analysts. Most actuaries work less than 45 hours a week after being certified. Actuaries who are still pursuing certificates are expected to spend 15 to 30 hours a week preparing for exams. So their working hours are still relatively relaxed.