Step 1: Optimize the selection.
First of all, find a business department that you think is convenient for trading, such as one near home or work. If you are going to speculate on B shares and third board shares, you'd better find a general trading business department. In addition, find a business department with low commission. At present, the handling fee fluctuates from 1‰ to 2.5‰. However, due to different commissions, the service levels of hardware and software may be different. So you have to consider the relationship between the two. Later, when deciding to open an account in the business department, I must bring my original ID card and current passbook (ICBC, CCB and China Merchants Bank are all allowed, and the amount in the passbook is not limited) to the business department to handle specific account opening matters.
Step 2: Shareholder registration
When you have your ID card ready, you can explain your purpose to the staff at the counter designated by the sales department. Generally, you just need to say a few words: "Hello, I'm going to open an account in stock trading. What should I do? " At this time, the staff will hand you several forms and agreements, including account opening application registration form, entrusted transaction agreement, designated transaction agreement, new share placement agreement, etc. These forms and agreements are not troublesome to fill out, and they are basically in a fixed format. You must write clearly and fill in item by item. Note: Don't write your name and ID number wrong. If you really don't know how to fill it out, don't be embarrassed, take the initiative to ask the staff, and she (he) will answer you patiently. After filling out these forms and agreements, give your ID card and passbook to the staff. At this time, the staff will input your personal data into the computer one by one. You pay the account opening fee to the staff (account opening fee stipulated by the state: 40 yuan, Shanghai and 50 yuan, Shenzhen). There are no other charges. In addition, individual business offices are free to open accounts. Then the staff will give you a receipt and give you the signed agreement (copy) together with the shareholder account card. At this point, you can transfer the passbook funds to the sales department for stock trading, and you have officially become a shareholder in China.
In addition, if you want to speculate in the stock of Sanban, it is best to open an account together, and the steps for opening an account are basically the same as above. Wanting to speculate on B shares is different from opening an A-share account: A shares open an account first and then transfer money; B shares are transferred first and then opened. That is, you must first go to the bank designated by your foreign exchange business department (at least US$ 65,438+0,000 on the Shanghai Stock Exchange and at least HK$ 7,800 on the Shenzhen Stock Exchange) to go through the formalities of transferring funds to the securities business department. Then take the voucher and ID card to the sales department to open an account.
Remind you to pay attention: First, in the process of opening an account, pay attention to keeping your personal information, and don't pay attention to strangers talking to you. You can't expose your name, ID number and transaction password to others. Ask the staff if you don't understand, not strangers. Before you leave the counter, check whether your things are left on the counter. Second, if several people who know each other go to open an account together, fill in personal data and enter the transaction password, it is best to avoid each other to avoid complications. Third, all the information about your account opening must be properly kept. If the "three certificates" (ID card, shareholder card and deposit card) are lost, it shall immediately notify the business department to take necessary measures to prevent accidents. Then fill it in step by step according to the regulations. If you don't want to speculate in stocks, you are ready to withdraw your account, and brokers don't charge any fees.
Another reminder: first, don't write the wrong name, check the name of the ID card and the name of the shareholder card, and ask the registrar to correct it if there is any mistake; Second, the shareholder accounts of Shanghai and Shenzhen stock markets should be registered together, rather than just opening one account; Third, it is not advisable to open an account with someone else's ID card to prevent disputes in the future; Fourth, don't ask people, especially strangers, to register when opening an account, in case of personal data * * *; Fifth, after receiving the shareholder card, keep it safe, and don't let others see your shareholder card number to prevent hackers from invading your account to buy and sell stocks or withdraw cash.
Step 3: Fund registration
With the shareholder card, you must first inject capital before you can buy stocks. You can choose a securities business department close to your company or home, with good conditions and thoughtful service to register funds. Nowadays, many securities business departments implement one-stop service. When the fund is registered, I will bring my ID card, shareholder card and deposit discount (any one of ICBC, CCB and China Merchants Bank) to the securities business department to fill in the fund account opening form. There are different regulations on the amount of funds for deposit discount. Some business departments have no restrictions on the amount of funds, and some business departments stipulate more than 30 thousand yuan. I think you need at least 1 0,000 yuan to buy a stock. At present, the stock price is the lowest, 3 yuan. If you buy 1 0,000 shares, you need 3000 yuan. So you must deposit a certain amount of money. Many securities business departments are free of handling fees when registering funds. After you go through the formalities, the sales department will give you a manual, a magnetic card for buying and selling stocks, a telephone number or instructions for online transactions.
This step needs to be reminded: first, as before, it is to check whether the name is wrong, you can't ask others to do it for you, keep all your series of materials well, and don't let others see or steal them; Second, remember your own account opening password; Third, copy one or two sets of all the series data you have opened and put them in a place you think is safe, in case the original data is lost or accidentally, start the backup data. Pay attention to confidentiality when copying series of materials to prevent others from stealing; Fourth, when you need to bring a series of shareholder information when you go out, you can copy the information and keep the original properly, so it is not easy to bring it out; Fifth, the magnetic card you use for trading should be carried with you and kept properly. If there is any loss (including your series of materials), you should immediately report the loss, lock your account in the sales department, and monitor whether there is any change in your account at any time.