Rate of return refers to the rate of return on investment, generally expressed as an annual percentage, and calculated according to the current market price, face value, coupon rate and the time from the maturity date.
What is the annualized rate of return?
The annualized rate of return refers to the income that investors get from their investment in a period of time, and it is assumed that such income can last for one year, so the annualized rate of return is usually calculated as a percentage, and its calculation formula is: annualized rate of return = [(investment income/principal)/investment days] *365 × 100%. Annualized rate of return needs to be different from annualized rate of return. The annual rate of return refers to the proportion of actual income that investors get after investing for one year. The seven-day annualized rate of return is usually used in the actual market, which generally refers to the ratio of the seven-day annualized income of the money fund.
What is the daily income of 300 yuan through investment and financial management? According to the available spare money of 50,000 yuan, if you can earn 300 yuan every day, it will be 9,000 yuan per month, so it will be 109500 yuan per year. After accounting, the annualized rate of return for one year will become 2 19%. Obviously, this is a fairly high rate of return. According to all financial products on the market, low-risk investments, such as time deposits and money funds, have a yield of 2%-4%, medium-risk investments, such as trust financing, have a yield of 6%- 10%, and high-risk investments, such as stocks and futures, have a yield of more than 20%. Therefore, only stock-related investments can reach the expected rate of return of 2 19%. However, the return of stock is not fixed, it is absolutely floating and unpredictable. So we can know that it is absolutely impossible to obtain a fixed rate of return through financial management.
It is possible to earn daily income from active income in 300 yuan. In fact, it is not impossible to make a day's income from 300 yuan. However, in order to get this income, you need to invest extra time, energy and even other expenses. In other words, the benefits that passive income like wealth management can't get can be obtained actively. For example, by dripping. Now in addition to taxis, Didi is a taxi mode that passengers can choose. If you have 50,000 yuan, you can rent a car to join Didi and become a Didi driver. In big cities, taxi software is in great demand, and Didi is used a lot. It is not difficult for a drip driver to earn a daily income in 300 yuan. Second, you can try to operate from the media or short video. This kind of operation requires relatively little upfront cost, which can be less than 50 thousand yuan. Then, as long as the content has dry goods and can attract a large number of audiences, it is possible to obtain advertising fees or telephone charges that the audience is willing to pay, and it is possible to achieve 300 yuan every day.