ICBC’s precious metals are: physical gold, gold TD, and paper gold.

1. Physical gold

For physical gold, you usually go to the bank to buy gold bars, and then wait for the appreciation. Only when the value appreciates can you make a profit. You only need to go to the bank to buy it, and then you can deposit it in the bank. This is very convenient, but you need to pay a customs declaration fee of about 300 yuan every year. The bank does not charge any handling fees for recycling, which is relatively simple.

2. Gold TD

Gold TD is also called gold deferred trading. Gold TD can be operated on the interface of ICBC. To buy up means to buy and open a position, and to sell is to close the position. , buying or selling means opening a position by selling and closing a position by buying.

3. Paper gold

You can operate it if you have online banking. First log in to the bank's online banking, and then enter the account precious metals page of the online banking, and you can start the operation. You can buy directly in the trading area, or you can set a pending order to buy. The spread on paper gold is 0.8 yuan per gram, which can also be said to be a handling fee. If the buying price is greater than this spread, you will start to make a profit. Then you can make a profit by selling it.