What are the uses of China Construction Bank’s platinum card (be specific)

The uses of platinum card are as follows:

1. Enjoy high credit limit: The limit range of platinum credit card is The amount ranges from tens of thousands to hundreds of thousands of yuan, and some banks can even reach more than 1 million yuan. The high limit of platinum credit cards can meet cardholders' card consumption needs in a wider range.

2. Enjoy multiple benefits: enjoy multiple points by swiping the card, free aviation accident insurance and delay insurance, roadside assistance services, car rental discounts, free golf, airport VIP room services, free upgrades for airplanes or trains cabin services and free physical examination services, as well as the bank's dedicated customer service hotline, bank skip-the-line processing services, etc.

Platinum Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions.

What are the requirements for applying for CCB Platinum Credit Card?

Since credit cards are divided into different levels, the requirements for regular cards, gold cards, and platinum cards are also different. Generally, credit card requirements require people who are over 18 years old and have stable repayment ability. CCB Credit Card Platinum Card is a large-deposit credit card with a limit of more than 50,000. In addition to the basic requirements, it has other restrictions on applicants, as follows: < /p>

1. Use CCB to spend more than 100,000 yuan within one year.

2. Open an account with China Construction Bank for more than one year, and the average monthly deposit balance is more than 500,000;

3. Get a loan with China Construction Bank within one year, with a loan limit of one More than one million yuan, with normal repayments and no bad credit record;

Based on your situation, you can evaluate whether you can apply for a CCB platinum credit card based on your deposit or loan amount with CCB. If you are still unsure, you can call 95533 or go directly to a CCB branch for consultation.

China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing.

China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance.

On February 9, 2022, Forbes released the list of the top 50 global blockchain companies in 2022, and China Construction Bank was on the list.

Company Profile

China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market value at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.

As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management. It has 14,912 branches and 347,156 employees, serving hundreds of millions of individual and corporate customers. . It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.

Branch offices

China Construction Bank has branches outside mainland China in Hong Kong, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), There are overseas branches in the United States (New York), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, and Taiwan (Taipei), and in Hong Kong, China, the United Kingdom (London), Russia (Moscow), the United Arab Emirates (Dubai), and Luxembourg It has a wholly-owned subsidiary.

What is the limit of China Construction Bank Platinum Card?

There are three types of China Construction Bank Platinum Card. The specific limits are as follows: The limit of China Construction Bank Platinum Credit Card is between 10,000 and 50,000 yuan. The limit of China Construction Bank Platinum Credit Card is between 100,000 and 1 million yuan. The limit of CCB Diamond Platinum Credit Card is between 500,000 and 2 million yuan.

Platinum credit card application conditions: personal annual income of more than 300,000 yuan (inclusive), or personal financial assets in China Construction Bank of more than 500,000 yuan (inclusive), or personal net assets of more than 3 million (inclusive), or recent The effective consumption amount of the Dragon Card owner in one year is more than 100,000 yuan (inclusive). The quota range is: 100,000 to 1 million yuan. Annual fee: main card 3,600 yuan/additional card 2,800 yuan (premium version), main card 1,800 yuan/additional card 1,200 yuan.

China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and has subsidiaries in funds, leasing, trusts, life, property insurance and other industries. company. On February 9, 2022, Forbes released the 2022 Global Blockchain Top 50 list, and China Construction Bank was on the list.

China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market value at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.

As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management. It has 14,912 branches and 347,156 employees, serving hundreds of millions of individual and corporate customers. . It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.

Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns in mainland China. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.

What are the benefits of the China Construction Bank Platinum Card?

Platinum card users can enjoy CCB VIP services. By using the Platinum Card to obtain a priority number, they can avoid queuing and handle business priority. Remittance fees are 50% off, and remittance fees are 50% off. 50% off on deposit and withdrawal fees, and free of loss report fees, card replacement fees and annual card fees.

Enjoy airport lounge services. One-on-one VIP financial services. CCB now has many financial products that can meet the different needs of different customers.

Recommend suitable products to customers based on their financial status, so applying for a platinum card can maximize the value of your funds.

There are four types of CCB Platinum Credit Cards:

1. Standard Visa Platinum Credit Card: The card has the most beautiful appearance and has the highest chance of getting VIP in Guangzhou and second- and third-tier cities, so it is the most popular. The sought-after platinum card, highly recommended to keep!

2. Standard Master Platinum Credit Card: Simple and low-key card face, the probability of getting a VIP in second- and third-tier cities is slightly lower than the Visa Platinum Card. Choose either Visa or Mater Platinum Card.

3. IC Platinum Card and Standard RMB Platinum Card: IC Platinum Card is a standard RMB Platinum Card with Quick Pass and IC functions added. However, the popularity of chips is not optimistic, there are very few Quick Pass places and no points. , so the functions are useless. It is not recommended to keep these two platinum cards.

4. World Platinum Card: If you often fly and stay in hotels, it is recommended to keep it. The rebates are relatively generous, and flight delay insurance is included. This insurance is not included with V and M platinum cards.

If you often fly, it is recommended. If you take the train, forget it. The refund can only be used to pay for air tickets. In addition, the World Platinum Card has the lowest probability of getting a VIP.

Special services:

1. Exclusive priority service provides three priority services: customer service hotline acceptance, temporary limit adjustment and disputed payment.

RMB 25,000,000 aviation accident insurance protects cardholders who purchase air tickets or travel tickets (including air tickets) by swiping their card, and can enjoy RMB 5,000,000 aviation accident insurance.

3. Platinum secretarial services include business travel, ticketing, restaurant, high-quality food, golf, tennis and other booking services.

4. Platinum preferential merchants provide consumption discounts and VIP treatment from platinum high-quality merchants and top clubs in major domestic and international cities, covering areas such as catering, leisure and health care, health care, business travel, education and parenting.

5. UnionPay Platinum Points offer selects mid-to-high-end merchants and well-known brand chain merchants to provide UnionPay exclusive points rebate services to cardholders.

CCB Platinum Credit Card Limit

CCB Platinum Credit Card has different levels and limits:

1. The limit of CCB Platinum Card is between 50,000 and 50,000. - Between 200,000 yuan;

2. The limit of Grand Platinum Credit Card is between 100,000 and 1 million yuan;

3. The limit of Diamond Platinum Credit Card is between 500,000 and - -5 million.

China Construction Bank Platinum Card is divided into Platinum Savings VIP Card and Platinum Credit Card. The application conditions for the two are different. To apply for the Platinum Savings VIP Card, you need to have CCB’s financial assets of more than 500,000 yuan within one year, the average monthly personal loan balance of more than 1 million yuan, or the cumulative consumption of Dragon Cards is more than 100,000 yuan.

Abstract: China Construction Bank Platinum Card is divided into Platinum Savings VIP Card and Platinum Credit Card. The application conditions for the two are different. To apply for the Platinum Savings VIP Card, you need to have CCB’s financial assets of more than 500,000 yuan within one year, the average monthly personal loan balance of more than 1 million yuan, or the cumulative consumption of Dragon Cards is more than 100,000 yuan. CCB Platinum Card application conditions

Construction Bank Platinum Card is divided into two types: Platinum Savings VIP Card and Platinum Credit Card.

Among them, if you want to apply for a Platinum Savings VIP Card, you need to meet one of the following conditions:

1. The average monthly balance of CCB’s financial assets within one year is more than 500,000 yuan.

2. The average monthly balance of personal loans within one year reaches more than 1 million yuan, with good repayment status and no bad records.

3. The cumulative consumption of Dragon Card within one year is more than 100,000 yuan.

Platinum credit card application conditions:

1. Personal annual income of more than 300,000 yuan.

2. Personal financial assets in China Construction Bank exceed 500,000 yuan.

3. Personal assets reach more than 3 million yuan.

4. For non-CCB customers, the requirements for personal financial net assets are higher and need to reach more than 800,000 yuan.

CCB Platinum Card Limit

CCB Platinum Card is divided into multiple series. Among them, the standard Platinum Credit Card limit can reach up to 200,000 yuan. The bank will determine the limit based on the cardholder’s usage and repayment. If you feel that the approved credit limit is not enough when using the CCB Platinum Credit Card and you need to increase the credit limit, you can call the CCB Platinum Credit Card 24-hour customer service hotline to apply for a temporary increase in the credit limit.

Annual fee for CCB Platinum Card

Currently, CCB has launched a number of standard platinum cards, elite platinum cards, and exclusive platinum cards based on customer segmentation. Platinum Card Series. The annual fee for each series of platinum cards is different. The annual fee for the standard platinum card is 360 yuan per year, the annual fee for the elite platinum card is 1,800 yuan; the annual fee for the distinguished platinum card is 3,600 yuan; and the annual fee for the diamond platinum card is 5,800 yuan. ; The annual fee for CCB Obai Card is 580 yuan per year.

What are the benefits of CCB Platinum Card

1. It has specialized financial services: 24-hour VIP line service 365 days a year, priority queuing service at outlets, preferential interest rates for personal consumption loans, and the card itself The credit limit can reach 1 million yuan, and you can get double points for spending with the card, which is valid for many years.

2. Enjoy air business travel privileges: free access to the services of more than 500 VIP lounges at domestic and foreign airports.

3. Book one airline and enjoy many discounts such as buy one, get one free.

4. Casual dining: including 28 first-class golf clubs throughout the year, free social matches, 12 free green fees throughout the year, etc.

Aviation accident insurance of RMB 51,000, and public transport accident insurance of RMB 1 million.

This concludes the introduction to CCB DaPlatinum Credit Card and CCB DaPlatinum Credit Card access standards. Did you find the information you need?