Tip 1: allocate funds reasonably and do what you can.
Investors can reasonably allocate funds according to their own economic situation and do what they can without affecting their normal life, work and family. There are certain risks in gold trading, so it is recommended not to set foot in the futures market easily. It is more appropriate for small investors to buy physical gold. Even if the price of gold is not good at first, it will only erode interest.
Tip 2: Clear the purpose and choose the investment style reasonably.
At present, gold investors can be subdivided into three categories: gold hoarders, gold investors and gold speculators. Among them, gold hoarders hold gold for a long time, mainly for asset preservation, and are insensitive to gold prices; Gold speculators mainly use the fluctuation of gold price to buy and sell in a short period of time and earn the difference. Specifically, physical gold can be used for long-term asset allocation. Paper gold (paper trading of gold) is suitable for short-term and medium-term trading, and the profit model is to obtain the difference profit by buying low and selling high.
Tip 3: Pay attention to exchange rate changes.
The price of gold is generally opposite to the exchange rate of the US dollar. When the dollar depreciates, the price of gold tends to rise, and vice versa. When the domestic currency appreciates, people can buy cheaper gold goods in foreign countries. Because the domestic gold price does not move or fall, it does not mean that the value of gold itself will fall accordingly. It may be the result of changes in the exchange rates of local currency and foreign currency. Therefore, investing in gold requires a certain amount of foreign exchange knowledge, otherwise don't invest in gold in large quantities.
Tip 4: grasp the trend of gold price, buy up and not buy down.
In the process of price rise, every moment of buying behavior should be said to be correct, and when the price of gold rises to the top and turns to the trend, it is not appropriate to buy. The theory of "buying up and not buying down" mainly reminds investors that when buying and selling gold, they should not pay attention to the price level unilaterally, but ignore the trend that gold is in a "big bear" or a "big bull".
Tip 5: Follow the trend and buy in batches.
On the premise of determining the nature of the market, we can follow the trend. Strategically, we should follow the upward trend, that is, operate in one direction and insist on buying in the callback. Because the lowest point can be met but not sought, we should buy in batches and wait for the next buying opportunity.
Tip 6: Step by step overweight, profit reinvestment.
When investors do the right thing in the process of buying gold, they can increase more profits, that is, reinvested profits. For example, short at $330/ounce, fall below $325/ounce, then fall below $320/ounce, and then gradually close some positions, leaving a small number of positions around 3 10 $/ounce. This can control the risk, put the profit of each liquidation into the next round, and obtain compound interest growth.
Tip 7: be flexible in handling the handling fee of speculating gold.
In contrast, the cost of frying physical gold is definitely higher than that of paper gold, because paper gold is only "account gold", which can save the tedious steps and related expenses such as storage, transportation and color identification of physical gold. Nowadays, gold T+D investment is more and more favored by investors, and major banks have also launched gold T+D business. T+D fees are higher than futures and lower than physical gold, which is equivalent to stocks, and the risk is between futures and stocks. Investors can compare the margin ratio of banks, compulsory liquidation line, etc. And handle the handling fee reasonably.
Tip 8: Portfolio investment, using gold to hedge risks.
The price of gold is usually opposite to the price of various investment products. Adding an appropriate proportion of gold to the asset portfolio can spread risks to the maximum extent and effectively resist the sharp shrinkage of assets. Risk hedging can manage systemic risk and unsystematic risk, and can also reduce the risk to the expected level by adjusting the hedging interest rate according to the risk tolerance and preference of investors.
Note: Gold investment is a high-risk investment project, so investors should be cautious when investing!