1496 yuan. Bai Hua repays the principal of 30,000 yuan in 24 installments, and the monthly interest rate of Baihua is 0.82%, which is calculated as follows: monthly repayment principal: 30,000/24 =1.250; The monthly repayment interest is: 30,000 x 0.82% = 246；; Monthly repayment amount: 1250+246= 1496 yuan. The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you can get a consumption quota ranging from 500 to 50000 yuan.