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What is a financial product?
Financial product is a special type of investment tool, which represents a financial asset or liability and can be traded through various financial markets. These products can be simple cash deposits or loans or complex derivatives contracts. The following are some basic concepts of financial products:

1. Types of wealth management products: wealth management products can be divided into stocks, bonds, funds, futures, options, swaps and structured products. These products have different risk and return characteristics and can meet the needs of different investors.

2. Functions of financial markets: Financial markets are places where financial products are traded, including stock markets, bond markets, futures markets and options markets. These markets provide liquidity for investors, so that financial products can be traded quickly in the market, thus realizing the rational allocation of capital.

3. Price of financial products: The price of financial products is influenced by many factors, including macroeconomic environment, policies, company performance, market sentiment, etc. By analyzing these factors, investors can predict the price trend of financial products and make corresponding investment decisions.

4. Risks of wealth management products: Investment in wealth management products may face various risks, including market risk, credit risk, liquidity risk and operational risk. When investors buy wealth management products, they need to understand these risks and take corresponding risk management measures.

In short, financial products are an investment tool and can be traded through various financial markets. These products have different risk and return characteristics and can meet the needs of different investors. When investing in financial products, investors need to know the characteristics, price fluctuations and risks of the products in order to make wise investment decisions.