Related knowledge supplement:
1. Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only a foreign investment and financial management, but also a kind of financial management. If you don't know how to be invested, you don't know how to invest better. The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures). The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.
2. Current interest settlement refers to the interest of the bank's quarterly settlement of current deposits.
According to the Notice of the People's Bank of China on RMB Deposit and Loan Interest Settlement, the bank interest settlement was officially implemented from July 1 day. The new regulations change the current interest settlement method of personal demand deposits from annual settlement to quarterly settlement, allowing financial institutions to formulate their own interest and interest settlement rules for deposit types such as call deposits, agreement deposits, time deposits and time deposits, deposit and withdrawal, lump sum deposit and withdrawal, etc. under the principle of not exceeding the upper limit of the interest rate of deposits of the same grade in the same period of the People's Bank of China. This means that when individual depositors and borrowers handle the same deposit or loan in different banks, the interest rate is different.
The materials required for a general settlement account are: the original and photocopy of the company's business license, the original and photocopy of the organization code certificate, the original and photocopy of the tax registration certificate, the original and photocopy of the legal person's ID card, the application for opening an account (provided by the bank), and the original and photocopy of the online banking operator's ID card. If a legal person cannot handle it, a legal power of attorney must be written.