What should I pay attention to when buying a car?
Pay attention to buying a new car. C after buying a car, you can start buying it. The most important thing, of course, is to understand the price issue and learn more about some media reports, including the Internet and newspapers. It is recommended that netizens know more about some group buying organizations (such as car group buying network), because if you find a good group buying organization, you don't need to talk about the price yourself, and you can get preferential prices by buying with a group. Because it is very tiring to talk about the price, sometimes it is difficult for a person to talk about the price, but professional group buying institutions are different. They signed a cooperation contract with a specialty store (4S shop) to get the best price. Apart from the difference in price, there is no difference between joining a group and buying in a 4S shop, so you can enjoy the fun of group buying with confidence. The above are some of my little experiences about buying a car for the reference of people who are going to buy a car. Nowadays, all new cars are mass-produced by assembly line, and the quality of the same batch of cars is not much different. Now that you have decided to buy a certain car, you must know something about the various performances of the car before, so there is no need to bring many "experts" to pick the car, and it will not play any role. An objective and comprehensive understanding of the car comes from the evaluation of the majority of car owners, and we can't trust the propaganda of the media and manufacturers. Now I will describe my car picking steps as follows: ":1, depending on the appearance: whether there is any defect." 2. See if the door and window switches are flexible. 3. Park the car in the same place, wait for the idle speed to be stable, and listen to the noise of the engine. After stepping on the clutch, listen to the change of engine sound, increase the engine speed to 3000, and then listen to the sound. 4. Test the sound system and lighting system (including low beam, high beam, width indicator, front and rear fog lights, brake lights, steering, double jump, instrument lights, reading lights and trunk lights) 5. Debugging air conditioning system; 6. Try the wiper and windshield cleaning system; 7. Try to power-assisted steering-when the car is parked and the engine is turned off, you can know the strength by turning the unicycle (steering wheel at least 180 degrees). 8. Try the brake booster-after the flameout, press the brake pedal 3~5 times. If each stroke is small, the booster system is normal, otherwise there may be problems; Note that the brakes of new cars are generally soft and not running in. Before you go on the road, you should step on a few feet in a safe place and experience it for yourself, otherwise it is easy to have an accident. 9. Field trial operation (one can be tried, and an old driver may be needed at this time) 10. Check the tools on board. The following are some necessary items for new car acceptance: first check the model and parameters. Because many cars use multiple English letters to represent their structural characteristics and related parameters, the model code is relatively long, so be careful when checking; Check whether the engine model is consistent with the instructions and invoices, whether the engine is an EFI engine or a carburetor engine, whether it is an imported engine or a domestic engine; Check the engine number and body (frame) number, which should be consistent with the manual. Inconsistent, the vehicle management office shall not handle the licensing procedures; Check the factory date of the car, or the products a few years ago, and suggest changing to the nearest factory; Check whether the car body color is your pre-selected color, whether it is metallic paint or ordinary paint (under the condition that other conditions of the car are exactly the same, the prices of different colors are different). In addition, check the car carefully, and don't let dirt or dust cover the damaged parts to see if the color of the whole car is consistent. If it is inconsistent, touch it with your hand to see if there are any signs of repair. If there are many repair marks, it can be judged that the car is an old one and should be replaced with a new one for inspection. Check for water leakage or oil leakage. Check whether there are water drops on the radiator floor or whether there are obvious water drops agglutination at the lower part of the radiator. Touch the bottom of the radiator with your hand. If there is too much water, it may be that the radiator leaks. Check whether the engine oil pan leaks oil; Check the rear axle main reducer housing for lubricating oil leakage; Check the steering gear (power steering) for oil leakage; Check the fuel supply system, especially the fuel filter and fuel pipeline for oil leakage. Check the facilities in the car, open the door, check whether the seats in the car are complete, whether the cushions and seat covers are elegant, whether the seats can be adjusted back and forth, whether the seats are comfortable, whether there is a safety system and whether the seat belts are flexible. Check whether the door and side window switches are flexible, safe and reliable, whether the manual or electric windows operate normally, whether the doors and windows and the front and rear windshields are well sealed, whether the glass is cracked, and whether the scene images in each rearview mirror are clear. Check whether the interior decoration parts are installed firmly and reliably, especially whether the door handle is loose and the inner ceiling is loose. Check the electrical system, and check whether the battery wiring is firm and reliable; Check whether the battery electrolyte level meets the requirements; Check whether the wiper and sprinkler work normally; Check all lights, such as headlights, small lights, brake lights, turn signals, anti-fog lights, license plate lights, car lights, etc. Normal work; Press the horn button switch to check whether the horn rings; Check whether the odometer has a reading record. For new cars, the value shall not exceed 10 km. Tighten the handbrake, put it in neutral, start the engine, check whether the engine is easy to start, and observe whether all instruments and electrical alarm equipment are normal. Other static inspections check whether the tire size, spare tire and other four tires are the same and whether the tire pressure is appropriate; Check whether the lubricating oil quantity of engine, transmission and rear axle is within the specified range and whether the lubricating oil is deteriorated; Check whether the cooling water height of radiator meets the requirements; Check whether the engine drive belt (generator, compressor and other equipment) is damaged or defective, and whether the tension is appropriate; Check whether the on-board tools are complete, etc. As the saying goes, "it's a donkey or a horse, pull it out for a walk." After passing the above-mentioned series of inspections, the last level is the test run inspection. Start the engine, listen to the engine speed, check whether the engine runs briskly, continuously, smoothly without noise or abnormal sound, and lightly step on the accelerator to make the engine speed rise continuously and steadily; When the vehicle starts to move forward, the shift should be smooth, and there should be no shift difficulty and abnormal noise; Step on the brake lightly, check the braking strength of the braking system and whether the directional stability is good when braking; Check the sliding performance, and slide in neutral at a speed of 20 kilometers per hour, which should be able to slide 50-80 meters; Take more detours, check the steering system and see if the handling of the car is good; Speed up on the uneven road surface and feel whether the shock absorption performance of the car is satisfactory; Driving at high speed, check the high-speed driving performance of the car, etc. Four Questions to Pay Attention to when Buying Insurance for New Cars Professor Wang, director of the Insurance Department of ........................................... Beijing Technology and Business University, believes that for ordinary private cars, insurance should be designed according to their own conditions, and differentiated products should be selected according to the characteristics and use environment of the car. Pay attention to the following issues when purchasing: One of the precautions: Choose a good insurance agent. In a certain budget, auto insurance can be insured according to the order of additional risks such as third party, car damage, theft and excluding deductible. After insuring the main types of insurance, if economic conditions permit, glass breakage insurance (the responsibility of glass breakage has been included in PICC's car damage insurance), spontaneous combustion insurance, vehicle personnel liability insurance, vehicle cargo liability insurance, car body scratch insurance and so on can be considered separately. In the choice of purchase channels, consumers should choose reputable insurance companies and agents, not only to understand whether the auto insurance sales organization has legal qualifications, but also to understand the service content and reputation provided by the company. Note 2: Read the terms carefully. When buying auto insurance, you should carefully read the auto insurance clauses, especially the exemption clauses of insurance liability. Consumers ask whether the purchased auto insurance clauses have been approved by the CIRC, and carefully understand the contents of the clauses, focusing on the insurance liability, exclusions and special agreements, the rights and obligations of the insured, the calculation of deductibles or odds, the procedures for applying for compensation, the provisions on surrender and depreciation, and whether the insurance company has explained the exclusions and provided additional risks covering the exclusions. Many people only regard auto insurance as an obligation that must be fulfilled before obtaining a license, or only listen to the introduction of the insurance salesman, and don't look at the policy terms at all when insuring. Only when they were out of danger did they find that there was a problem. Note 3: Understand how the expenses are calculated. Consumers should pay attention to whether their rates are consistent with those approved by the CIRC, understand the preferential rates and non-indemnity clauses of insurance companies, and understand the calculation of indemnity amount. If you are in doubt about the terms or premium calculation, you can ask the salesperson or agent of the insurance company to explain. This will help to reduce disputes after the accident. Because after the insurance accident, when negotiating with the insurance company, there are two main problems: whether the insurance company makes compensation; How much to pay. These two problems basically depend on the claim settlement method and insurance amount agreed in the insurance contract. Note 4: After-sales service is as important as the product itself. Because the new auto insurance provides many differentiated products, consumers should compare the products of several insurance companies, mainly in terms of price, terms, claims liability and so on. Although price is an important consideration, the services provided by insurance companies are equally important. "The price may be higher or lower, but the difference will not be too big, but the settlement result is very different." Judging whether the price of an insurance product is appropriate mainly depends on what risk liability it guarantees and how big the scope is. For example, some insurance companies stipulate that accidental collision between goods and people on insured vehicles belongs to insurance liability, while some insurance companies stipulate that it does not; Some companies stipulate that car body scratch damage should be insured, while others do not.