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What does Zhilian Finance mean?
Zhaolian Finance is not a single loan product. It is a consumer finance company jointly sponsored by China Merchants Bank and China Unicom (approved by China Banking Regulatory Commission, China), headquartered in Shenzhen, Guangdong Province, and established on 20 15.

The loan products provided by Zhaolian Finance are "good loans" and credit consumption loans, with the maximum amount of 200,000 yuan and the longest loan term of 36 months. Zhaolian Finance has also created many personalized categories under the product system of "good-term loans", such as "white-collar loans" products with revolving lines for high-quality white-collar workers and "large loans" products with one-time high quotas to meet the temporary capital turnover needs of high-quality customers.

In addition, Zhaolian Finance also launched "Credit Payment", which is an Internet consumption installment product, and users can enjoy interest-free installment service for up to 40 days and installment payment service for up to 24 periods. It can be mainly used in consumption scenes such as education, medical beauty, travel and decoration. It also opened up payment channels such as UnionPay flash payment, Alipay and WeChat payment based on second-class bank accounts.