1. "Discover Wonderful" APP: Click "My → Common Tools → Card Management → Select the corresponding card → More card functions → Unlock the card" and follow the prompts to unlock the card;

2. "Guangfa Bank" APP: Click "My → Bank Card → Select the corresponding card → Unbind" and follow the prompts;

3. "Guangfa Credit Card" WeChat official account: enter the keyword "JCBD" and follow the prompts to unbind.

Business scope of Guangfa Bank:

scope of business

Guangfa bank card

Guangfa Bank Card (7 cards)

The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority.

In 2006, Guangfa Bank successfully completed the reform and reorganization, and introduced world-class foreign-funded enterprises such as Citigroup and IBM Credit, as well as powerful domestic well-known enterprises such as China Life Insurance, State Grid and CITIC Trust. At the same time, we introduce advanced management concepts and service mechanisms, constantly surpass them, serve you wholeheartedly, and add value every day.

customer service

Guangfa Bank upgraded its customer service system in an all-round way, and unified special service short number 95508 to provide services to users 24 hours a day. Users of Guangfa Bank in the following provinces and cities can dial directly: Shijiazhuang, Macau, Guangzhou, Beijing, Shanghai, Hangzhou, Ningbo, Wenzhou, Jinan, Zhengzhou, Pingdingshan, Anyang, Xinxiang, Kunming, Qujing, Yuxi, Shenzhen, Wuhan, Nanjing and Wuxi.

Loan type

Personal consumption loan of China Guangfa Bank

Personal consumption loan refers to the personal consumption loan issued with the owner-owned house that the borrower or the third party has the right to dispose of according to law as the mortgage, or with the pledge or other mortgage (pledge) recognized by Guangfa Bank as the guarantee. The loan subject must be Chinese mainland residents, and loans from Hong Kong, Macao and Taiwan and foreigners are not accepted. Loans are used for personal bulk consumer goods, such as cars,

Lender: Guangfa Bank

Type of institution: microfinance bank

Loan type: mortgage loan

Repayment method: installment repayment.

Loan amount:1.00-2 million.

Suitable areas: Hangzhou, Fuzhou

Loan interest rate: 0.60%-0.70%

Loan term: 1.00 month-120.00 month.

Processing time: 7 days

Loan purpose: personal consumption loan

Other expenses: No other expenses.

Decoration, study abroad, training, tourism and other purposes shall not be used for real estate, stocks, funds, futures or other equity investments. If the loan is in 1 year, the repayment method can be one-time repayment or installment repayment; If it exceeds 1 year, it can be repaid by equal principal and interest or average capital method on a monthly or quarterly basis.

credit card

1March 1995, domestic credit card holders first heard the promise of "reporting the loss in full 48 hours ago". The Chinese-funded issuing bank that initiated this initiative is Guangdong Development Bank, the bank that issued China's first real credit card 12 years ago. Through these two "firsts" and continuous exploration and efforts spanning 12 years, it is not difficult to see that "Guangfa Credit Card" has developed from scratch in the credit card market in China with increasingly fierce competition.