I feel that the field of equity financing lease is not easy to do in the current market in China. Why do you say that? The first financial leasing method has just been introduced in China, and cars are applied in the form of leasing. Most customers are customers who can't get loans from banks, and the loan interest is relatively higher than that of financial institutions, so it's not easy to do it. Another 5,000-year-old concept of China people stands still. It is not easy for equity financing to melt into most sales markets so quickly!
The sales volume of the automobile market has fallen on a large scale, and its strength is insufficient. From 2065438 to 2008, China's automobile sales declined continuously for the first time in more than 20 years, which is the latest news unheard of in the industry. In fact, the increase from 20 12 is not as big as that from 2009-20 1 1, but it is at least at an annual growth rate of 5% during this period. And it reached -2.4% in 20 18! You said that purchasing by rent has not been affected. I firmly believe that the person who said this to you is pretending to be forced!
Before buying a car, in addition to the full amount, it is the 30% down payment of the car 4S shop. After that, some financial institutions can do some business processes, and then there are many financial industry loans in the market. At this stage, it is fashionable to pay 20% down payment, and other miscellaneous expenses are free. Customers can basically get the car back after considering 20% of the fare, which shows that some customers have no money in their hands. After that, it happened in the form of renting and purchasing, with down payment 10% and other miscellaneous expenses all integrated. Even the down payment is as low as 5%, the first month 1%. And if the loan qualification certificate is not good, you can still do it, which is equivalent to someone who bought a car in the next two years in advance.