What are the money laundering behaviors? According to the introduction of the National People's Congress Standing Committee (NPCSC) Budget Working Committee, there are various ways of money laundering, and the five most common ways are as follows: First, using financial institutions. Including: forging commercial paper; Money laundering through securities and insurance; Opening an account with bills for money laundering; Using the international transfer of bank deposits for money laundering; Credit recovery; Using futures and options to launder money. Second, the way to run an industry through investment. Including: setting up an anonymous company and concealing the real owner of the company; Investing in cash-intensive industries; Using fake financial companies and law firms to launder money. Third, through commodity trading activities. Due to the strict restriction of cash transaction reporting system, money launderers may not be able to easily convert cash into bank deposits in a short time, but it is extremely dangerous for criminal organizations to hold a large amount of cash. In order to change the cash form of criminal income as soon as possible, buying precious metals, antiques and precious works of art is also a way for money launderers to choose. Fourth, take advantage of the restrictions on the confidentiality of bank accounts in some countries and regions. Countries and regions known as secret paradise generally have the following characteristics: First, there are strict bank secrecy laws, and it is a crime to disclose customer account information except for "exceptions" stipulated by law. Second, financial supervision is loose, and there are almost no restrictions on the establishment of financial institutions. Third, there are free company laws and strict company secrecy laws. These places allow the establishment of anonymous companies such as shell companies, and it is difficult to know the real situation of these companies because companies enjoy the right of confidentiality. Fifth, other ways of money laundering. Including: smuggling; Use "underground money houses" and private lending to transfer criminal proceeds. At present, the means of international money laundering have made new progress. For example, using credit cards and the Internet for electronic transactions and online transactions.

Legal objectivity:

Article 191 of the Criminal Law of People's Republic of China (PRC) * * * knows that money laundering is the criminal proceeds and income of drug crimes, organized crimes of underworld nature, terrorist activities, smuggling crimes, corruption and bribery crimes, crimes of disrupting financial management order and financial fraud crimes, so as to cover up and conceal its source and nature, the above-mentioned criminal proceeds shall be confiscated and sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or shall only be fined. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5% but not more than 20% of the money laundering amount: (1) providing a capital account; (2) Assisting in converting property into cash, financial bills and securities; (three) to assist the transfer of funds through transfer or other settlement methods; (four) to assist the remittance of funds abroad; (5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years.