If you are sued, you should receive a subpoena from the court. I suggest you repay the loan as soon as possible. If it is overdue, it will affect personal credit information. I can take my ID card to the People's Bank to check personal credit information.
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What is a court summons?
Court summons refers to a legal document prepared by the plaintiff and issued by the court to inform the defendant of the information being sued. Court summons is a written document issued by the people's court according to law, which requires the summoned person to appear in court at a designated place to participate in litigation activities or conduct other litigation activities at a designated time.
The court summons requires the respondent to submit documents to the court within a specified time limit to respond to the lawsuit, or in the small claims court, the respondent can only attend the trial on a specific date stipulated in the court summons, and the court summons requires the plaintiff or defendant and other litigants to attend the trial on a specific date. The parties may choose not to appear in court, but if the plaintiff does not appear in court, the court will automatically withdraw the lawsuit. If the defendant does not appear in court, the court will make a default judgment, and the defendant will bear it to a large extent.