Recently, a set of data shows that 9% of young people have no savings. So, what should we do when we continue to use money under some unexpected circumstances? Many people choose flowers.

but flowers are easy. It is not so easy for some people to use flowers. Especially during the Spring Festival, an epidemic broke out in Wuhan, and many people were worried that the holiday would be extended.

Some of them also figured out ways to uninstall Alipay and avoid it.

so do you really need to return AliPay flowers?

ma yun said, it doesn't matter. Don't you need to spend money to uninstall Alipay?

It's natural to pay off debts. Although this is a special period, for some reasons, the income is reduced or there is no income. But that's no reason to run away.

So I can't control my money rationally. At the same time, it also shows that people who take such actions have no sense of crisis at all.

For this way, Ma Yun generously said "don't mind", because now it is real-name authentication, even if you uninstall Alipay Cloud, you can find your information.

so this road is not! Yes! Use! Not only Alipay, but also the chat and payment software of Alipay's biggest competitor can output your relevant information. When you enter the homepage, you can not only find the risk of borrowing, but also find the online credit of your debt.

it is a sad ending that North China does not return.

so, do you know what will happen if you pay late?

one. The overdue fees that have occurred

If we don't pay the overdue fees, we will have more and more penalty interest.

like a credit card, if it is overdue, it will be charged at .5% of the unpaid amount. Interest is calculated on a daily basis. The longer the debt, the higher the interest

2. Limited function

Secondly, it affects sesame credit score.

If the arrears in North China are overdue, not only will the number of individual sesame credit branches decrease, but also the sesame credit scores of relatives and friends will be affected.

if sesame fails to meet the standard line, many functions will be limited if AliPay is used again. It is worth mentioning that although financial services such as Huabai Lending are convenient to use, they must not be overconfident. At this time, we can check early on WeChat.

"Profit, speed and check" is used to check big data and credit status, loan risk, address book risk, personal information security and so on. A fish escaped from the Seine, and now every year is the era of big data. Every data is interacting. If you have abnormal data and high usage frequency, you may be controlled by Alipay Big Data. If you spend time, you will be shut down. No one can be a "net fish".

three. Credit impact

Alipay sesame seeds are directly related to personal credit.

once the credit is reduced, it is difficult to apply for a credit card or loan in the future.

four. Accused, platform door-to-door collection

If the amount of arrears is large and exceeds a certain period, Alipay will sue the user.

If the situation is not good, North China may ask a special collection department to collect the arrears.

after being sued, it still hasn't come back, so the title of "Laolai" will begin to accompany you. At that time, air tickets cannot be purchased, bank funds will be frozen, and travel and hotels will be restricted.

it can be said that the consequences of overdue are very serious. At the same time, remind everyone: in use, you must do your best, don't think that you have no money to spend, just uninstall Alipay!

remember rational consumption and honest consumption!

have you seen any other good things that can avoid paying debts? Leave a message to participate in the discussion