There are many banks that can handle credit cards, such as:

1. Four state-owned banks: China Construction Bank, China Bank, China Agricultural Bank and China Industrial and Commercial Bank.

2. Joint-stock commercial banks: Ping An Bank, China Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank and China CITIC Bank.

3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, bank of tianjin, Bank of Hebei, Bank of Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.

Brief introduction of China Construction Bank:

ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

Brief introduction of Ping An Bank:

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.

Brief introduction of China Everbright Bank:

China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.

Which banks issue credit cards in China?

Banks that issue credit cards in China are as follows:

State-owned banks: China Bank, Industrial and Commercial Bank, China Construction Bank, Agricultural Bank and Postal Savings Bank.

Major national commercial banks: China Merchants Bank, Bank of Communications, China Guangfa Bank, China CITIC Bank, Industrial Bank, Minsheng Bank, Ping An Bank, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank and Citibank.

Regional banks: Bank of Ningbo, Bank of Beijing, Bank of Jiangsu, Shanghai Rural Commercial Bank, Baoshang Bank, Hangzhou Bank, Nanjing Bank, Hebei Bank, Chongqing Rural Commercial Bank, Shengjing Bank, Chengdu Rural Commercial Bank, Shangrao Bank, Du Yao Rural Commercial Bank, Shangqiu Commercial Bank, Wenzhou Bank, Guangzhou Bank, Tianjin Commercial Bank, Harbin Bank, Chongqing Bank and Hankou Bank.

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Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service.

Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, and the bills will be returned when they arrive.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. When we talk about credit cards, we usually only refer to credit cards.

In the 1960s, credit cards sprouted and developed rapidly in developed countries in Europe and America, such as the United States, Canada and Britain. After more than 50 years of development, credit cards have been widely accepted in more than 95% countries around the world.

In 1980s, with the reform and opening up and the development of market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and made great progress in the past decade.

After the financial crisis and the ups and downs of the domestic economy, the credit card market in China picked up on 20 16. By the end of 20 16, the total number of credit cards issued in China exceeded 590 million.

In 20 16, the national credit card consumption transaction amount reached 74 1.8 1 trillion yuan, up by 10.75% year-on-year, and the proportion of credit card consumption in the total retail sales of social consumer goods continued to increase.

Characteristics of Chinese mainland credit card (international credit card);

1. Consume first, then repay.

2. Deposits do not generate interest.

3. In Chinese mainland, the repayment period is interest-free, generally 20 to 60 days.

4. There is a minimum repayment amount.

5. Generally, interest is calculated by simple daily interest rate and monthly interest rate.

6. If the repayment is not made on schedule with the minimum repayment amount, penalty interest or late payment fee will be levied; Those who maliciously overdraw shall bear legal responsibility.

7. The application needs to provide certain proof of identity, property and financial resources, and sometimes a guarantee is needed.

What banks can handle credit cards? Please name them.

There are many banks that can handle credit cards, such as 1, and the four major domestic banks: China Bank, China Construction Bank, China Industrial and Commercial Bank and China Agricultural Bank. 2. Joint-stock commercial banks: China Merchants Bank, Huaxia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank and Shanghai Pudong Development Bank. 3. Some local banks can also handle credit cards, such as Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of bank of tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Bank of Ningbo and Bank of Guangzhou.

What are the requirements for credit card processing? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card business specifically for college students. This is unconditional credit card processing, and college students only need to bring their personal documents and student ID cards to the bank for processing. First of all,/kloc-citizens over 0/8 years old with civil capacity are required. Require a stable income and provide proof of income, one is to prove repayment ability, and the other is to refer to the establishment of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier. Personal credit should be good and there is no bad record. Whether you can successfully apply for a credit card is also related to your occupation, such as security guard, self-employed, farmer and so on. Personnel from other places, overseas and officers in active service shall obtain certificates in their own names on the basis of temporary accounts issued by local public security departments or certificates issued by relevant departments, and must provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.

Credit card applications can be processed through the bank counter or online. If you go to the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff. Usually there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with credit card within one month. To apply online, just open the bank's app, find "Apply for Credit Card" in the interface, click Enter, and follow the prompts to enter information to submit the application. After the application is successful, you can receive the corresponding letter by credit card within one month. After the credit card is successfully processed, you need to go to the bank outlet to open the card before you can use it.

I hope my answer is helpful to you!

Which banks can handle credit cards? Please say their names.

The credit cards of all banks are similar, mainly in terms of activities. Many banks have overseas cashback activities, such as China Construction Bank, Bank of Communications and Bank of China. You can choose your favorite card type according to your personal preference.

Which banks have credit cards?

The following banks can handle credit cards:

1, national joint-stock banks:

China Everbright Bank, China CITIC Bank, Bank of Communications, Industrial Bank, Industrial and Commercial Bank, China Merchants Bank, Agricultural Bank, China Construction Bank, China Bank, Minsheng Bank, etc.

2. Regional joint-stock banks:

Bank of Beijing, Beijing Rural Commercial Bank, bank of tianjin, Shanghai Bank, Nanjing Bank, Bank of Ningbo, Hangzhou Commercial Bank, Shenzhen Rural Commercial Bank, Wenzhou Bank, Xiamen International Bank, etc.

3. Foreign joint-stock banks:

Citibank, HSBC, Standard Chartered Bank, Bank of East Asia, Hang Seng Bank, ABN Amro, Ortiz Bank, BNP Paribas, American Express Bank, etc.

Beginners pay attention with credit cards.

Credit card consumption is a very common way of consumption now. Users who have just applied for credit cards should pay attention to the following points when using credit cards if they are not particularly familiar with the use of credit cards:

1. Activate before use: the credit card cannot be used temporarily when it is received, and users need to activate it before using it. Ordinary users can activate through online banking, counter, telephone, etc.

2. Don't overspend: Users must refrain from overspending when using credit cards, because after all, every penny spent needs to be returned later. Therefore, if users overspend and exceed their own economic scope, it may cause great repayment pressure, thus bringing the risk of overdue repayment.

Remember your repayment date: the repayment date is a very important date for every user. Users must remember their repayment date clearly, so as to avoid failing to repay on time when due, which will lead to poor credit reporting.

4. Protect your information security: There is a lot of information on the card face of the credit card, which will play a role in verification in future transactions, such as the validity period of the credit card, CVV code, etc. Therefore, users must protect their information to prevent it from being leaked and stolen by criminals.

How to use a credit card is the most appropriate?

When users use credit cards, they should first spend according to their own income, and the monthly credit card spending amount is not higher than 50% of their own income, which is a more suitable consumption. In addition, users can pay more attention to the activities corresponding to their credit cards. Many credit cards offer different activities for their users, such as shopping discounts. Users should use their rights and interests reasonably.

Most credit cards will have their own annual fee-free policies, so users also need to know their own annual fee-free policies, so as to complete the corresponding annual fee-free tasks, reduce their annual fees and save their own expenses. In addition, users need to know other charging policies and unique preferential activities corresponding to their credit cards, and use their credit cards reasonably.

So much for the introduction of credit cards.